Actuary Pay

Miami vs Winter Springs: Actuary Salary (2026)

Compare actuary salaries between Miami, FL and Winter Springs, FL. All figures are 2026 estimates projected from BLS 2025 data.

Miami, FL
$144,284
$69.37/hr
Winter Springs, FL
$124,235
$59.73/hr

Side-by-Side Comparison

MetricMiami, FLWinter Springs, FL
Median Salary$144,284$124,235
Hourly Rate$69.37$59.73
Entry Level (P10)$87,813$80,450
25th Percentile$107,999$96,082
75th Percentile$175,977$159,021
Top Earner (P90)$216,390$192,565
Total Employed3108
Side-by-side bar chart comparing Miami ($144,284) and Winter Springs ($124,235) actuary salaries.MiamiWinter SpringsMedian Salary$144,284$124,235Entry Level (P10)$87,813$80,450Top Earner (P90)$216,390$192,565US Median $134,160

Verdict

Miami, FL offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Winter Springs.

The salary gap between Miami and Winter Springs is $20,049 (16.14%). Miami's median is +7.55% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Miami spans $128,577,Winter Springs spans $112,115. Miami has a wider pay range, meaning more potential for high earners but also more variation.

Miami
P10 (Entry)$87,813
P25$107,999
Median$144,284
P75$175,977
P90 (Top)$216,390
Winter Springs
P10 (Entry)$80,450
P25$96,082
Median$124,235
P75$159,021
P90 (Top)$192,565

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Miami ($126,393 effective) pays 2.55% more than Winter Springs ($123,249 effective).

Miami
Nominal: $144,284
CoL Index: 114.155
Adjusted: $126,393
Winter Springs
Nominal: $124,235
CoL Index: 100.8
Adjusted: $123,249

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Miami if…

  • Higher median salary ($144,284/year)
  • Better top-earner potential ($216,390)
  • Larger job market (310 employed)
  • Better purchasing power (CoL-adjusted: $126,393)
  • You prefer the Florida area and lifestyle

Choose Winter Springs if…

  • You prefer the Florida area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Miami grew 32.2% from 2019 to 2025, compared to 5.7% growth in Winter Springs over the same period.

Miami, FL

+32.2%

$105,750 (2019) → $139,810 (2025)

Winter Springs, FL

+5.7%

$113,940 (2024) → $120,383 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Miami or Winter Springs?

Miami has a higher median actuary salary at $144,284/year, compared to Winter Springs at $124,235/year — a difference of $20,049 (16.14%).

What is the hourly rate difference between Miami and Winter Springs?

Miami actuarys earn $69.37/hr while Winter Springs hygienists earn $59.73/hr (2026 est.).

Should I relocate from Miami to Winter Springs as a actuary?

Consider more than just salary when comparing Miami and Winter Springs. Factor in cost of living (CoL-adjusted: Miami = $126,393, Winter Springs = $123,249), job availability (310 vs 8 employed), commute, and career growth potential.

What do entry-level actuarys earn in Miami vs Winter Springs?

Entry-level (10th percentile) actuarys earn $87,813 in Miami and $80,450 in Winter Springs. The Miami area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov