Miami vs Palm Coast: Actuary Salary (2026)
Compare actuary salaries between Miami, FL and Palm Coast, FL. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Miami, FL | Palm Coast, FL |
|---|---|---|
| Median Salary | $144,284▲ | $129,694 |
| Hourly Rate | $69.37▲ | $62.35 |
| Entry Level (P10) | $87,813▲ | $75,770 |
| 25th Percentile | $107,999▲ | $94,518 |
| 75th Percentile | $175,977▲ | $166,008 |
| Top Earner (P90) | $216,390▲ | $201,025 |
| Total Employed | 310▲ | 12 |
Verdict
Miami, FL offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Palm Coast.
The salary gap between Miami and Palm Coast is $14,590 (11.25%). Miami's median is +7.55% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Miami spans $128,577,Palm Coast spans $125,255. Miami has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Palm Coast ($128,665 effective) pays 1.80% more than Miami ($126,393 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Miami if…
- ✓Higher median salary ($144,284/year)
- ✓Better top-earner potential ($216,390)
- ✓Larger job market (310 employed)
- ✓You prefer the Florida area and lifestyle
Choose Palm Coast if…
- ✓Better purchasing power (CoL-adjusted: $128,665)
- ✓You prefer the Florida area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Miami grew 32.2% from 2019 to 2025, compared to 5.7% growth in Palm Coast over the same period.
Miami, FL
$105,750 (2019) → $139,810 (2025)
Palm Coast, FL
$118,946 (2024) → $125,672 (2025)
View Full Salary Data
Palm Coast, FL
Frequently Asked Questions
Which city pays actuarys more: Miami or Palm Coast?
What is the hourly rate difference between Miami and Palm Coast?
Should I relocate from Miami to Palm Coast as a actuary?
What do entry-level actuarys earn in Miami vs Palm Coast?
Related Comparisons
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov