Actuary Pay

Miami vs North Miami: Actuary Salary (2026)

Compare actuary salaries between Miami, FL and North Miami, FL. All figures are 2026 estimates projected from BLS 2025 data.

Miami, FL
$144,284
$69.37/hr
North Miami, FL
$128,534
$61.80/hr

Side-by-Side Comparison

MetricMiami, FLNorth Miami, FL
Median Salary$144,284$128,534
Hourly Rate$69.37$61.80
Entry Level (P10)$87,813$74,550
25th Percentile$107,999$99,989
75th Percentile$175,977$164,522
Top Earner (P90)$216,390$199,227
Total Employed31011
Side-by-side bar chart comparing Miami ($144,284) and North Miami ($128,534) actuary salaries.MiamiNorth MiamiMedian Salary$144,284$128,534Entry Level (P10)$87,813$74,550Top Earner (P90)$216,390$199,227US Median $134,160

Verdict

Miami, FL offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to North Miami.

The salary gap between Miami and North Miami is $15,750 (12.25%). Miami's median is +7.55% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Miami spans $128,577,North Miami spans $124,677. Miami has a wider pay range, meaning more potential for high earners but also more variation.

Miami
P10 (Entry)$87,813
P25$107,999
Median$144,284
P75$175,977
P90 (Top)$216,390
North Miami
P10 (Entry)$74,550
P25$99,989
Median$128,534
P75$164,522
P90 (Top)$199,227

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, North Miami ($127,514 effective) pays 0.89% more than Miami ($126,393 effective).

Miami
Nominal: $144,284
CoL Index: 114.155
Adjusted: $126,393
North Miami
Nominal: $128,534
CoL Index: 100.8
Adjusted: $127,514

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Miami if…

  • Higher median salary ($144,284/year)
  • Better top-earner potential ($216,390)
  • Larger job market (310 employed)
  • You prefer the Florida area and lifestyle

Choose North Miami if…

  • Better purchasing power (CoL-adjusted: $127,514)
  • You prefer the Florida area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Miami grew 32.2% from 2019 to 2025, compared to 5.7% growth in North Miami over the same period.

Miami, FL

+32.2%

$105,750 (2019) → $139,810 (2025)

North Miami, FL

+5.7%

$117,882 (2024) → $124,548 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Miami or North Miami?

Miami has a higher median actuary salary at $144,284/year, compared to North Miami at $128,534/year — a difference of $15,750 (12.25%).

What is the hourly rate difference between Miami and North Miami?

Miami actuarys earn $69.37/hr while North Miami hygienists earn $61.80/hr (2026 est.).

Should I relocate from Miami to North Miami as a actuary?

Consider more than just salary when comparing Miami and North Miami. Factor in cost of living (CoL-adjusted: Miami = $126,393, North Miami = $127,514), job availability (310 vs 11 employed), commute, and career growth potential.

What do entry-level actuarys earn in Miami vs North Miami?

Entry-level (10th percentile) actuarys earn $87,813 in Miami and $74,550 in North Miami. The Miami area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov