Actuary Pay

Margate vs Miami: Actuary Salary (2026)

Compare actuary salaries between Margate, FL and Miami, FL. All figures are 2026 estimates projected from BLS 2025 data.

Margate, FL
$125,975
$60.57/hr
Miami, FL
$144,284
$69.37/hr

Side-by-Side Comparison

MetricMargate, FLMiami, FL
Median Salary$125,975$144,284
Hourly Rate$60.57$69.37
Entry Level (P10)$77,323$87,813
25th Percentile$94,988$107,999
75th Percentile$161,248$175,977
Top Earner (P90)$195,262$216,390
Total Employed13310
Side-by-side bar chart comparing Margate ($125,975) and Miami ($144,284) actuary salaries.MargateMiamiMedian Salary$125,975$144,284Entry Level (P10)$77,323$87,813Top Earner (P90)$195,262$216,390US Median $134,160

Verdict

Miami, FL offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Margate.

The salary gap between Margate and Miami is $18,309 (14.53%). Miami's median is +7.55% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Margate spans $117,939,Miami spans $128,577. Miami has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Margate
P10 (Entry)$77,323
P25$94,988
Median$125,975
P75$161,248
P90 (Top)$195,262
Miami
P10 (Entry)$87,813
P25$107,999
Median$144,284
P75$175,977
P90 (Top)$216,390

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Miami ($126,393 effective) pays 1.13% more than Margate ($124,975 effective).

Margate
Nominal: $125,975
CoL Index: 100.8
Adjusted: $124,975
Miami
Nominal: $144,284
CoL Index: 114.155
Adjusted: $126,393

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Margate if…

  • You prefer the Florida area and lifestyle

Choose Miami if…

  • Higher median salary ($144,284/year)
  • Better top-earner potential ($216,390)
  • Larger job market (310 employed)
  • Better purchasing power (CoL-adjusted: $126,393)
  • You prefer the Florida area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Margate grew 5.7% from 2024 to 2025, compared to 32.2% growth in Miami over the same period.

Margate, FL

+5.7%

$115,536 (2024) → $122,069 (2025)

Miami, FL

+32.2%

$105,750 (2019) → $139,810 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Margate or Miami?

Miami has a higher median actuary salary at $144,284/year, compared to Margate at $125,975/year — a difference of $18,309 (14.53%).

What is the hourly rate difference between Margate and Miami?

Margate actuarys earn $60.57/hr while Miami hygienists earn $69.37/hr (2026 est.).

Should I relocate from Margate to Miami as a actuary?

Consider more than just salary when comparing Margate and Miami. Factor in cost of living (CoL-adjusted: Margate = $124,975, Miami = $126,393), job availability (13 vs 310 employed), commute, and career growth potential.

What do entry-level actuarys earn in Margate vs Miami?

Entry-level (10th percentile) actuarys earn $77,323 in Margate and $87,813 in Miami. The Miami area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov