Actuary Pay

Los Angeles vs Santa Monica: Actuary Salary (2026)

Compare actuary salaries between Los Angeles, CA and Santa Monica, CA. All figures are 2026 estimates projected from BLS 2025 data.

Los Angeles, CA
$132,065
$63.50/hr
Santa Monica, CA
$131,482
$63.21/hr

Side-by-Side Comparison

MetricLos Angeles, CASanta Monica, CA
Median Salary$132,065$131,482
Hourly Rate$63.50$63.21
Entry Level (P10)$86,502$78,952
25th Percentile$106,337$97,525
75th Percentile$194,418$168,296
Top Earner (P90)$219,826$203,797
Total Employed38020
Side-by-side bar chart comparing Los Angeles ($132,065) and Santa Monica ($131,482) actuary salaries.Los AngelesSanta MonicaMedian Salary$132,065$131,482Entry Level (P10)$86,502$78,952Top Earner (P90)$219,826$203,797US Median $134,160

Verdict

Los Angeles, CA offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Santa Monica.

The salary gap between Los Angeles and Santa Monica is $583 (0.44%). Los Angeles's median is -1.56% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Los Angeles spans $133,324,Santa Monica spans $124,845. Los Angeles has a wider pay range, meaning more potential for high earners but also more variation.

Los Angeles
P10 (Entry)$86,502
P25$106,337
Median$132,065
P75$194,418
P90 (Top)$219,826
Santa Monica
P10 (Entry)$78,952
P25$97,525
Median$131,482
P75$168,296
P90 (Top)$203,797

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Los Angeles ($116,289 effective) pays 0.03% more than Santa Monica ($116,253 effective).

Los Angeles
Nominal: $132,065
CoL Index: 113.566
Adjusted: $116,289
Santa Monica
Nominal: $131,482
CoL Index: 113.1
Adjusted: $116,253

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Los Angeles if…

  • Higher median salary ($132,065/year)
  • Better top-earner potential ($219,826)
  • Larger job market (380 employed)
  • Better purchasing power (CoL-adjusted: $116,289)
  • You prefer the California area and lifestyle

Choose Santa Monica if…

  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Los Angeles grew 12.9% from 2019 to 2025, compared to -24.7% growth in Santa Monica over the same period.

Los Angeles, CA

+12.9%

$113,380 (2019) → $127,970 (2025)

Santa Monica, CA

+-24.7%

$169,181 (2024) → $127,405 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Los Angeles or Santa Monica?

Los Angeles has a higher median actuary salary at $132,065/year, compared to Santa Monica at $131,482/year — a difference of $583 (0.44%).

What is the hourly rate difference between Los Angeles and Santa Monica?

Los Angeles actuarys earn $63.50/hr while Santa Monica hygienists earn $63.21/hr (2026 est.).

Should I relocate from Los Angeles to Santa Monica as a actuary?

Consider more than just salary when comparing Los Angeles and Santa Monica. Factor in cost of living (CoL-adjusted: Los Angeles = $116,289, Santa Monica = $116,253), job availability (380 vs 20 employed), commute, and career growth potential.

What do entry-level actuarys earn in Los Angeles vs Santa Monica?

Entry-level (10th percentile) actuarys earn $86,502 in Los Angeles and $78,952 in Santa Monica. The Los Angeles area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov