Actuary Pay

Los Angeles vs Oceanside: Actuary Salary (2026)

Compare actuary salaries between Los Angeles, CA and Oceanside, CA. All figures are 2026 estimates projected from BLS 2025 data.

Los Angeles, CA
$132,065
$63.50/hr
Oceanside, CA
$132,036
$63.48/hr

Side-by-Side Comparison

MetricLos Angeles, CAOceanside, CA
Median Salary$132,065$132,036
Hourly Rate$63.50$63.48
Entry Level (P10)$86,502$76,581
25th Percentile$106,337$95,066
75th Percentile$194,418$169,007
Top Earner (P90)$219,826$204,656
Total Employed38028
Side-by-side bar chart comparing Los Angeles ($132,065) and Oceanside ($132,036) actuary salaries.Los AngelesOceansideMedian Salary$132,065$132,036Entry Level (P10)$86,502$76,581Top Earner (P90)$219,826$204,656US Median $134,160

Verdict

Los Angeles, CA offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Oceanside.

The salary gap between Los Angeles and Oceanside is $29 (0.02%). Los Angeles's median is -1.56% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Los Angeles spans $133,324,Oceanside spans $128,075. Los Angeles has a wider pay range, meaning more potential for high earners but also more variation.

Los Angeles
P10 (Entry)$86,502
P25$106,337
Median$132,065
P75$194,418
P90 (Top)$219,826
Oceanside
P10 (Entry)$76,581
P25$95,066
Median$132,036
P75$169,007
P90 (Top)$204,656

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Oceanside ($116,743 effective) pays 0.39% more than Los Angeles ($116,289 effective).

Los Angeles
Nominal: $132,065
CoL Index: 113.566
Adjusted: $116,289
Oceanside
Nominal: $132,036
CoL Index: 113.1
Adjusted: $116,743

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Los Angeles if…

  • Higher median salary ($132,065/year)
  • Better top-earner potential ($219,826)
  • Larger job market (380 employed)
  • You prefer the California area and lifestyle

Choose Oceanside if…

  • Better purchasing power (CoL-adjusted: $116,743)
  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Los Angeles grew 12.9% from 2019 to 2025, compared to -24.7% growth in Oceanside over the same period.

Los Angeles, CA

+12.9%

$113,380 (2019) → $127,970 (2025)

Oceanside, CA

+-24.7%

$169,894 (2024) → $127,942 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Los Angeles or Oceanside?

Los Angeles has a higher median actuary salary at $132,065/year, compared to Oceanside at $132,036/year — a difference of $29 (0.02%).

What is the hourly rate difference between Los Angeles and Oceanside?

Los Angeles actuarys earn $63.50/hr while Oceanside hygienists earn $63.48/hr (2026 est.).

Should I relocate from Los Angeles to Oceanside as a actuary?

Consider more than just salary when comparing Los Angeles and Oceanside. Factor in cost of living (CoL-adjusted: Los Angeles = $116,289, Oceanside = $116,743), job availability (380 vs 28 employed), commute, and career growth potential.

What do entry-level actuarys earn in Los Angeles vs Oceanside?

Entry-level (10th percentile) actuarys earn $86,502 in Los Angeles and $76,581 in Oceanside. The Los Angeles area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov