Actuary Pay

Lansing vs St. Clair Shores: Actuary Salary (2026)

Compare actuary salaries between Lansing, MI and St. Clair Shores, MI. All figures are 2026 estimates projected from BLS 2025 data.

Lansing, MI
$83,499
$40.14/hr
St. Clair Shores, MI
$124,297
$59.76/hr

Side-by-Side Comparison

MetricLansing, MISt. Clair Shores, MI
Median Salary$83,499$124,297
Hourly Rate$40.14$59.76
Entry Level (P10)$67,328$77,232
25th Percentile$67,328$94,427
75th Percentile$107,442$159,100
Top Earner (P90)$165,904$192,661
Total Employed18013
Side-by-side bar chart comparing Lansing ($83,499) and St. Clair Shores ($124,297) actuary salaries.LansingSt. Clair ShoresMedian Salary$83,499$124,297Entry Level (P10)$67,328$77,232Top Earner (P90)$165,904$192,661US Median $134,160

Verdict

St. Clair Shores, MI offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Lansing.

The salary gap between Lansing and St. Clair Shores is $40,798 (48.86%). St. Clair Shores's median is -7.35% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Lansing spans $98,576,St. Clair Shores spans $115,429. St. Clair Shores has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Lansing
P10 (Entry)$67,328
P25$67,328
Median$83,499
P75$107,442
P90 (Top)$165,904
St. Clair Shores
P10 (Entry)$77,232
P25$94,427
Median$124,297
P75$159,100
P90 (Top)$192,661

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, St. Clair Shores ($133,366 effective) pays 51.72% more than Lansing ($87,902 effective).

Lansing
Nominal: $83,499
CoL Index: 94.991
Adjusted: $87,902
St. Clair Shores
Nominal: $124,297
CoL Index: 93.2
Adjusted: $133,366

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Lansing if…

  • Larger job market (180 employed)
  • You prefer the Michigan area and lifestyle

Choose St. Clair Shores if…

  • Higher median salary ($124,297/year)
  • Better top-earner potential ($192,661)
  • Better purchasing power (CoL-adjusted: $133,366)
  • You prefer the Michigan area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Lansing grew 15.8% from 2020 to 2025, compared to 8.3% growth in St. Clair Shores over the same period.

Lansing, MI

+15.8%

$69,900 (2020) → $80,910 (2025)

St. Clair Shores, MI

+8.3%

$111,178 (2024) → $120,443 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Lansing or St. Clair Shores?

St. Clair Shores has a higher median actuary salary at $124,297/year, compared to Lansing at $83,499/year — a difference of $40,798 (48.86%).

What is the hourly rate difference between Lansing and St. Clair Shores?

Lansing actuarys earn $40.14/hr while St. Clair Shores hygienists earn $59.76/hr (2026 est.).

Should I relocate from Lansing to St. Clair Shores as a actuary?

Consider more than just salary when comparing Lansing and St. Clair Shores. Factor in cost of living (CoL-adjusted: Lansing = $87,902, St. Clair Shores = $133,366), job availability (180 vs 13 employed), commute, and career growth potential.

What do entry-level actuarys earn in Lansing vs St. Clair Shores?

Entry-level (10th percentile) actuarys earn $67,328 in Lansing and $77,232 in St. Clair Shores. The St. Clair Shores area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov