Actuary Pay

Lake Havasu City vs Yuma: Actuary Salary (2026)

Compare actuary salaries between Lake Havasu City, AZ and Yuma, AZ. All figures are 2026 estimates projected from BLS 2025 data.

Lake Havasu City, AZ
$131,135
$63.04/hr
Yuma, AZ
$133,155
$64.01/hr

Side-by-Side Comparison

MetricLake Havasu City, AZYuma, AZ
Median Salary$131,135$133,155
Hourly Rate$63.04$64.01
Entry Level (P10)$76,058$77,230
25th Percentile$102,215$103,342
75th Percentile$167,853$170,438
Top Earner (P90)$203,260$206,390
Total Employed1324
Side-by-side bar chart comparing Lake Havasu City ($131,135) and Yuma ($133,155) actuary salaries.Lake Havasu CityYumaMedian Salary$131,135$133,155Entry Level (P10)$76,058$77,230Top Earner (P90)$203,260$206,390US Median $134,160

Verdict

Yuma, AZ offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Lake Havasu City.

The salary gap between Lake Havasu City and Yuma is $2,020 (1.54%). Yuma's median is -0.75% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Lake Havasu City spans $127,202,Yuma spans $129,160. Yuma has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Lake Havasu City
P10 (Entry)$76,058
P25$102,215
Median$131,135
P75$167,853
P90 (Top)$203,260
Yuma
P10 (Entry)$77,230
P25$103,342
Median$133,155
P75$170,438
P90 (Top)$206,390

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Yuma ($135,183 effective) pays 1.54% more than Lake Havasu City ($133,132 effective).

Lake Havasu City
Nominal: $131,135
CoL Index: 98.5
Adjusted: $133,132
Yuma
Nominal: $133,155
CoL Index: 98.5
Adjusted: $135,183

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Lake Havasu City if…

  • You prefer the Arizona area and lifestyle

Choose Yuma if…

  • Higher median salary ($133,155/year)
  • Better top-earner potential ($206,390)
  • Larger job market (24 employed)
  • Better purchasing power (CoL-adjusted: $135,183)
  • You prefer the Arizona area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Lake Havasu City grew 13.0% from 2024 to 2025, compared to 13.0% growth in Yuma over the same period.

Lake Havasu City, AZ

+13.0%

$112,407 (2024) → $127,069 (2025)

Yuma, AZ

+13.0%

$114,138 (2024) → $129,026 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Lake Havasu City or Yuma?

Yuma has a higher median actuary salary at $133,155/year, compared to Lake Havasu City at $131,135/year — a difference of $2,020 (1.54%).

What is the hourly rate difference between Lake Havasu City and Yuma?

Lake Havasu City actuarys earn $63.04/hr while Yuma hygienists earn $64.01/hr (2026 est.).

Should I relocate from Lake Havasu City to Yuma as a actuary?

Consider more than just salary when comparing Lake Havasu City and Yuma. Factor in cost of living (CoL-adjusted: Lake Havasu City = $133,132, Yuma = $135,183), job availability (13 vs 24 employed), commute, and career growth potential.

What do entry-level actuarys earn in Lake Havasu City vs Yuma?

Entry-level (10th percentile) actuarys earn $76,058 in Lake Havasu City and $77,230 in Yuma. The Yuma area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov