Actuary Salary in Yuma, AZ: $133,155 (2026)
Quick Answer:A full-time actuary in Yuma, AZ earns a median $133,155/year (≈ $64.01/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Yuma's price level (1% below national, BEA RPP 98.5), that paycheck buys what $135,183 would nationally. Nominal pay sits 0.8% above the Arizona state average.
Based on BLS state-level estimates · View source

In Yuma, Arizona, an actuary can expect a competitive median salary of $133,155 in 2026, which is slightly below the national median of $134,160. The income potential varies widely within the city, with a salary range from $77,230 at the 10th percentile to $206,390 at the 90th percentile. Employers such as consulting firms generally offer higher compensation compared to insurers. This salary landscape reflects local estimates based on 2025 BLS data adjusted for regional price parity, indicating a stable market for actuaries in this area, even as the industry continues adapting to new demands, particularly in predictive analytics and data science capabilities.
About the Yuma Market
Salary estimated from Arizona average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $77,230 | $37.13 |
| Lower Range (P25) | $103,342 | $49.68 |
| Median (P50)(typical) | $133,155 | $64.01 |
| Upper Range (P75) | $170,438 | $81.94 |
| Top Earners (P90) | $206,390 | $99.23 |
Median Salary Position
0.75% below the national average
2026 Salary Percentile Distribution in Yuma
In Yuma, AZ, the actuary salary spread from the 10th to 90th percentile is $129,160 (2026 est.). At $133,155, the local median is 0.75% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Yuma: You'd be in the lower-middle range
How Yuma Actuary Pay Compares
Yuma median: $133,155/year (2026)
| Compared To | Median Salary | Yuma Pays |
|---|---|---|
| Arizona Average | $132,098 | +0.80% more |
| National Average | $134,160 | -0.75% less |
Actuarys in Yuma, AZ earn a median of $133,155 per year (2026 est.), which is 0.75% lower than the national median of $134,160 and 0.80% above the Arizona state average of $132,098.
Cost-of-Living Adjusted Salary
Yuma has a cost of living 1.50% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Yuma, AZ has a cost-of-living index of 98.5 (below the national average of 100). A actuary earning $133,155 nominally has purchasing power equivalent to $135,183 in an average-cost city — an effective 1.52% boost.
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2019 BLS Actual
$107,538
2025 BLS Actual
$129,026
2026 Current Est.
$133,155
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Yuma (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $107,538 | Actual |
| 2020 | $110,198 | Actual |
| 2021 | $105,107 | Actual |
| 2022 | $113,136 | Actual |
| 2023 | $119,101 | Actual |
| 2024 | $114,138 | Actual |
| 2025 | $129,026 | Actual |
| 2026(current) | $133,155 | Estimated |
| 2027 | $137,416 | Projected |
Based on 7 years of BLS OEWS data for the Yuma metropolitan area, the median actuary salary grew 20.0% from $107,538 (2019) to $129,026 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $137,416 by 2027 — a total increase of $29,878 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Yuma metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $77,230 – $103,342 |
| 3-5 years (Mid Career) | $103,342 – $133,155 |
| 5+ years (Experienced) | $133,155 – $170,438 |
| 10+ years (Top Earner) | $170,438 – $206,390 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Yuma
The job market for actuaries in Yuma appears solid, with 24 professionals currently employed in this field. The cost of living, pegged at an index of 98.5, suggests that while salaries may be slightly below the national average, purchasing power remains favorable compared to other locations. Major employers in the region include life insurance firms like Prudential and health insurance providers such as UnitedHealth and Cigna, all of which tend to offer competitive salaries. However, the disparity in pay often comes down to factors such as progression through actuarial exams and the degree of specialization, with those holding FSA or FCAS credentials typically earning higher pay. For those looking to maximize their actuary pay in Yuma, focusing on passing exams and gaining relevant experience in high-demand specialties like property and casualty insurance or consulting is essential.
More salary data for Yuma, AZ:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $129,026 for actuariesin the Yuma metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Yuma is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov