Actuary Pay

Houston vs Mesquite: Actuary Salary (2026)

Compare actuary salaries between Houston, TX and Mesquite, TX. All figures are 2026 estimates projected from BLS 2025 data.

Houston, TX
$84,283
$40.52/hr
Mesquite, TX
$128,015
$61.55/hr

Side-by-Side Comparison

MetricHouston, TXMesquite, TX
Median Salary$84,283$128,015
Hourly Rate$40.52$61.55
Entry Level (P10)$60,496$78,143
25th Percentile$60,496$96,026
75th Percentile$135,718$163,860
Top Earner (P90)$189,031$198,424
Total Employed39021
Side-by-side bar chart comparing Houston ($84,283) and Mesquite ($128,015) actuary salaries.HoustonMesquiteMedian Salary$84,283$128,015Entry Level (P10)$60,496$78,143Top Earner (P90)$189,031$198,424US Median $134,160

Verdict

Mesquite, TX offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Houston.

The salary gap between Houston and Mesquite is $43,732 (51.89%). Mesquite's median is -4.58% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Houston spans $128,535,Mesquite spans $120,281. Houston has a wider pay range, meaning more potential for high earners but also more variation.

Houston
P10 (Entry)$60,496
P25$60,496
Median$84,283
P75$135,718
P90 (Top)$189,031
Mesquite
P10 (Entry)$78,143
P25$96,026
Median$128,015
P75$163,860
P90 (Top)$198,424

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Mesquite ($133,349 effective) pays 56.05% more than Houston ($85,455 effective).

Houston
Nominal: $84,283
CoL Index: 98.629
Adjusted: $85,455
Mesquite
Nominal: $128,015
CoL Index: 96
Adjusted: $133,349

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Houston if…

  • Larger job market (390 employed)
  • You prefer the Texas area and lifestyle

Choose Mesquite if…

  • Higher median salary ($128,015/year)
  • Better top-earner potential ($198,424)
  • Better purchasing power (CoL-adjusted: $133,349)
  • You prefer the Texas area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Houston grew -15.6% from 2019 to 2025, compared to 1.6% growth in Mesquite over the same period.

Houston, TX

+-15.6%

$96,750 (2019) → $81,670 (2025)

Mesquite, TX

+1.6%

$122,138 (2024) → $124,046 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Houston or Mesquite?

Mesquite has a higher median actuary salary at $128,015/year, compared to Houston at $84,283/year — a difference of $43,732 (51.89%).

What is the hourly rate difference between Houston and Mesquite?

Houston actuarys earn $40.52/hr while Mesquite hygienists earn $61.55/hr (2026 est.).

Should I relocate from Houston to Mesquite as a actuary?

Consider more than just salary when comparing Houston and Mesquite. Factor in cost of living (CoL-adjusted: Houston = $85,455, Mesquite = $133,349), job availability (390 vs 21 employed), commute, and career growth potential.

What do entry-level actuarys earn in Houston vs Mesquite?

Entry-level (10th percentile) actuarys earn $60,496 in Houston and $78,143 in Mesquite. The Mesquite area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov