Fredericksburg vs Houston: Actuary Salary (2026)
Compare actuary salaries between Fredericksburg, TX and Houston, TX. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Fredericksburg, TX | Houston, TX |
|---|---|---|
| Median Salary | $121,255▲ | $84,283 |
| Hourly Rate | $58.30▲ | $40.52 |
| Entry Level (P10) | $80,150▲ | $60,496 |
| 25th Percentile | $94,626▲ | $60,496 |
| 75th Percentile | $155,207▲ | $135,718 |
| Top Earner (P90) | $187,945 | $189,031▲ |
| Total Employed | 5 | 390▲ |
Verdict
Fredericksburg and Houston are closely matched on overall actuary compensation, each winning on different metrics.
The salary gap between Fredericksburg and Houston is $36,972 (43.87%). Fredericksburg's median is -9.62% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Fredericksburg spans $107,795,Houston spans $128,535. Houston has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Fredericksburg ($126,307 effective) pays 47.81% more than Houston ($85,455 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Fredericksburg if…
- ✓Higher median salary ($121,255/year)
- ✓Better purchasing power (CoL-adjusted: $126,307)
- ✓You prefer the Texas area and lifestyle
Choose Houston if…
- ✓Better top-earner potential ($189,031)
- ✓Larger job market (390 employed)
- ✓You prefer the Texas area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Fredericksburg grew 1.6% from 2024 to 2025, compared to -15.6% growth in Houston over the same period.
Fredericksburg, TX
$115,687 (2024) → $117,495 (2025)
Houston, TX
$96,750 (2019) → $81,670 (2025)
View Full Salary Data
Fredericksburg, TX
Houston, TX
Frequently Asked Questions
Which city pays actuarys more: Fredericksburg or Houston?
What is the hourly rate difference between Fredericksburg and Houston?
Should I relocate from Fredericksburg to Houston as a actuary?
What do entry-level actuarys earn in Fredericksburg vs Houston?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov