Actuary Pay

Detroit vs Kalamazoo: Actuary Salary (2026)

Compare actuary salaries between Detroit, MI and Kalamazoo, MI. All figures are 2026 estimates projected from BLS 2025 data.

Detroit, MI
$109,020
$52.42/hr
Kalamazoo, MI
$126,327
$60.73/hr

Side-by-Side Comparison

MetricDetroit, MIKalamazoo, MI
Median Salary$109,020$126,327
Hourly Rate$52.42$60.73
Entry Level (P10)$69,743$75,388
25th Percentile$84,634$93,641
75th Percentile$139,475$161,699
Top Earner (P90)$175,997$195,808
Total Employed24018
Side-by-side bar chart comparing Detroit ($109,020) and Kalamazoo ($126,327) actuary salaries.DetroitKalamazooMedian Salary$109,020$126,327Entry Level (P10)$69,743$75,388Top Earner (P90)$175,997$195,808US Median $134,160

Verdict

Kalamazoo, MI offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Detroit.

The salary gap between Detroit and Kalamazoo is $17,307 (15.88%). Kalamazoo's median is -5.84% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Detroit spans $106,254,Kalamazoo spans $120,420. Kalamazoo has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Detroit
P10 (Entry)$69,743
P25$84,634
Median$109,020
P75$139,475
P90 (Top)$175,997
Kalamazoo
P10 (Entry)$75,388
P25$93,641
Median$126,327
P75$161,699
P90 (Top)$195,808

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Kalamazoo ($135,544 effective) pays 24.70% more than Detroit ($108,696 effective).

Detroit
Nominal: $109,020
CoL Index: 100.298
Adjusted: $108,696
Kalamazoo
Nominal: $126,327
CoL Index: 93.2
Adjusted: $135,544

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Detroit if…

  • Larger job market (240 employed)
  • You prefer the Michigan area and lifestyle

Choose Kalamazoo if…

  • Higher median salary ($126,327/year)
  • Better top-earner potential ($195,808)
  • Better purchasing power (CoL-adjusted: $135,544)
  • You prefer the Michigan area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Detroit grew 14.8% from 2019 to 2025, compared to 8.3% growth in Kalamazoo over the same period.

Detroit, MI

+14.8%

$92,040 (2019) → $105,640 (2025)

Kalamazoo, MI

+8.3%

$112,994 (2024) → $122,410 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Detroit or Kalamazoo?

Kalamazoo has a higher median actuary salary at $126,327/year, compared to Detroit at $109,020/year — a difference of $17,307 (15.88%).

What is the hourly rate difference between Detroit and Kalamazoo?

Detroit actuarys earn $52.42/hr while Kalamazoo hygienists earn $60.73/hr (2026 est.).

Should I relocate from Detroit to Kalamazoo as a actuary?

Consider more than just salary when comparing Detroit and Kalamazoo. Factor in cost of living (CoL-adjusted: Detroit = $108,696, Kalamazoo = $135,544), job availability (240 vs 18 employed), commute, and career growth potential.

What do entry-level actuarys earn in Detroit vs Kalamazoo?

Entry-level (10th percentile) actuarys earn $69,743 in Detroit and $75,388 in Kalamazoo. The Kalamazoo area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov