Detroit vs Garden City: Actuary Salary (2026)
Compare actuary salaries between Detroit, MI and Garden City, MI. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Detroit, MI | Garden City, MI |
|---|---|---|
| Median Salary | $109,020 | $121,554▲ |
| Hourly Rate | $52.42 | $58.44▲ |
| Entry Level (P10) | $69,743 | $71,500▲ |
| 25th Percentile | $84,634 | $96,184▲ |
| 75th Percentile | $139,475 | $155,589▲ |
| Top Earner (P90) | $175,997 | $188,409▲ |
| Total Employed | 240▲ | 4 |
Verdict
Garden City, MI offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Detroit.
The salary gap between Detroit and Garden City is $12,534 (11.50%). Garden City's median is -9.40% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Detroit spans $106,254,Garden City spans $116,909. Garden City has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Garden City ($130,423 effective) pays 19.99% more than Detroit ($108,696 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Detroit if…
- ✓Larger job market (240 employed)
- ✓You prefer the Michigan area and lifestyle
Choose Garden City if…
- ✓Higher median salary ($121,554/year)
- ✓Better top-earner potential ($188,409)
- ✓Better purchasing power (CoL-adjusted: $130,423)
- ✓You prefer the Michigan area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Detroit grew 14.8% from 2019 to 2025, compared to 8.3% growth in Garden City over the same period.
Detroit, MI
$92,040 (2019) → $105,640 (2025)
Garden City, MI
$108,725 (2024) → $117,785 (2025)
View Full Salary Data
Detroit, MI
Garden City, MI
Frequently Asked Questions
Which city pays actuarys more: Detroit or Garden City?
What is the hourly rate difference between Detroit and Garden City?
Should I relocate from Detroit to Garden City as a actuary?
What do entry-level actuarys earn in Detroit vs Garden City?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov