Actuary Pay

Des Moines vs Ottumwa: Actuary Salary (2026)

Compare actuary salaries between Des Moines, IA and Ottumwa, IA. All figures are 2026 estimates projected from BLS 2025 data.

Des Moines, IA
$134,717
$64.77/hr
Ottumwa, IA
$112,841
$54.25/hr

Side-by-Side Comparison

MetricDes Moines, IAOttumwa, IA
Median Salary$134,717$112,841
Hourly Rate$64.77$54.25
Entry Level (P10)$84,603$75,833
25th Percentile$102,870$88,965
75th Percentile$159,207$144,437
Top Earner (P90)$179,031$174,903
Total Employed4005
Side-by-side bar chart comparing Des Moines ($134,717) and Ottumwa ($112,841) actuary salaries.Des MoinesOttumwaMedian Salary$134,717$112,841Entry Level (P10)$84,603$75,833Top Earner (P90)$179,031$174,903US Median $134,160

Verdict

Des Moines, IA offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Ottumwa.

The salary gap between Des Moines and Ottumwa is $21,876 (19.39%). Des Moines's median is +0.42% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Des Moines spans $94,428,Ottumwa spans $99,070. Ottumwa has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Des Moines
P10 (Entry)$84,603
P25$102,870
Median$134,717
P75$159,207
P90 (Top)$179,031
Ottumwa
P10 (Entry)$75,833
P25$88,965
Median$112,841
P75$144,437
P90 (Top)$174,903

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Des Moines ($146,909 effective) pays 17.69% more than Ottumwa ($124,824 effective).

Des Moines
Nominal: $134,717
CoL Index: 91.701
Adjusted: $146,909
Ottumwa
Nominal: $112,841
CoL Index: 90.4
Adjusted: $124,824

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Des Moines if…

  • Higher median salary ($134,717/year)
  • Better top-earner potential ($179,031)
  • Larger job market (400 employed)
  • Better purchasing power (CoL-adjusted: $146,909)
  • You prefer the Iowa area and lifestyle

Choose Ottumwa if…

  • You prefer the Iowa area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Des Moines grew 32.2% from 2019 to 2025, compared to 8.3% growth in Ottumwa over the same period.

Des Moines, IA

+32.2%

$98,750 (2019) → $130,540 (2025)

Ottumwa, IA

+8.3%

$100,931 (2024) → $109,342 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Des Moines or Ottumwa?

Des Moines has a higher median actuary salary at $134,717/year, compared to Ottumwa at $112,841/year — a difference of $21,876 (19.39%).

What is the hourly rate difference between Des Moines and Ottumwa?

Des Moines actuarys earn $64.77/hr while Ottumwa hygienists earn $54.25/hr (2026 est.).

Should I relocate from Des Moines to Ottumwa as a actuary?

Consider more than just salary when comparing Des Moines and Ottumwa. Factor in cost of living (CoL-adjusted: Des Moines = $146,909, Ottumwa = $124,824), job availability (400 vs 5 employed), commute, and career growth potential.

What do entry-level actuarys earn in Des Moines vs Ottumwa?

Entry-level (10th percentile) actuarys earn $84,603 in Des Moines and $75,833 in Ottumwa. The Des Moines area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov