Actuary Pay

Des Moines vs Iowa City: Actuary Salary (2026)

Compare actuary salaries between Des Moines, IA and Iowa City, IA. All figures are 2026 estimates projected from BLS 2025 data.

Des Moines, IA
$134,717
$64.77/hr
Iowa City, IA
$120,794
$58.07/hr

Side-by-Side Comparison

MetricDes Moines, IAIowa City, IA
Median Salary$134,717$120,794
Hourly Rate$64.77$58.07
Entry Level (P10)$84,603$70,060
25th Percentile$102,870$87,440
75th Percentile$159,207$154,615
Top Earner (P90)$179,031$187,230
Total Employed40014
Side-by-side bar chart comparing Des Moines ($134,717) and Iowa City ($120,794) actuary salaries.Des MoinesIowa CityMedian Salary$134,717$120,794Entry Level (P10)$84,603$70,060Top Earner (P90)$179,031$187,230US Median $134,160

Verdict

Des Moines, IA offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Iowa City.

The salary gap between Des Moines and Iowa City is $13,923 (11.53%). Des Moines's median is +0.42% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Des Moines spans $94,428,Iowa City spans $117,170. Iowa City has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Des Moines
P10 (Entry)$84,603
P25$102,870
Median$134,717
P75$159,207
P90 (Top)$179,031
Iowa City
P10 (Entry)$70,060
P25$87,440
Median$120,794
P75$154,615
P90 (Top)$187,230

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Des Moines ($146,909 effective) pays 9.94% more than Iowa City ($133,622 effective).

Des Moines
Nominal: $134,717
CoL Index: 91.701
Adjusted: $146,909
Iowa City
Nominal: $120,794
CoL Index: 90.4
Adjusted: $133,622

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Des Moines if…

  • Higher median salary ($134,717/year)
  • Larger job market (400 employed)
  • Better purchasing power (CoL-adjusted: $146,909)
  • You prefer the Iowa area and lifestyle

Choose Iowa City if…

  • Better top-earner potential ($187,230)
  • You prefer the Iowa area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Des Moines grew 32.2% from 2019 to 2025, compared to 8.3% growth in Iowa City over the same period.

Des Moines, IA

+32.2%

$98,750 (2019) → $130,540 (2025)

Iowa City, IA

+8.3%

$108,044 (2024) → $117,048 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Des Moines or Iowa City?

Des Moines has a higher median actuary salary at $134,717/year, compared to Iowa City at $120,794/year — a difference of $13,923 (11.53%).

What is the hourly rate difference between Des Moines and Iowa City?

Des Moines actuarys earn $64.77/hr while Iowa City hygienists earn $58.07/hr (2026 est.).

Should I relocate from Des Moines to Iowa City as a actuary?

Consider more than just salary when comparing Des Moines and Iowa City. Factor in cost of living (CoL-adjusted: Des Moines = $146,909, Iowa City = $133,622), job availability (400 vs 14 employed), commute, and career growth potential.

What do entry-level actuarys earn in Des Moines vs Iowa City?

Entry-level (10th percentile) actuarys earn $84,603 in Des Moines and $70,060 in Iowa City. The Des Moines area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov