Actuary Pay

Des Moines vs Council Bluffs: Actuary Salary (2026)

Compare actuary salaries between Des Moines, IA and Council Bluffs, IA. All figures are 2026 estimates projected from BLS 2025 data.

Des Moines, IA
$134,717
$64.77/hr
Council Bluffs, IA
$117,124
$56.31/hr

Side-by-Side Comparison

MetricDes Moines, IACouncil Bluffs, IA
Median Salary$134,717$117,124
Hourly Rate$64.77$56.31
Entry Level (P10)$84,603$70,825
25th Percentile$102,870$87,516
75th Percentile$159,207$149,919
Top Earner (P90)$179,031$181,542
Total Employed40012
Side-by-side bar chart comparing Des Moines ($134,717) and Council Bluffs ($117,124) actuary salaries.Des MoinesCouncil BluffsMedian Salary$134,717$117,124Entry Level (P10)$84,603$70,825Top Earner (P90)$179,031$181,542US Median $134,160

Verdict

Des Moines, IA offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Council Bluffs.

The salary gap between Des Moines and Council Bluffs is $17,593 (15.02%). Des Moines's median is +0.42% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Des Moines spans $94,428,Council Bluffs spans $110,717. Council Bluffs has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Des Moines
P10 (Entry)$84,603
P25$102,870
Median$134,717
P75$159,207
P90 (Top)$179,031
Council Bluffs
P10 (Entry)$70,825
P25$87,516
Median$117,124
P75$149,919
P90 (Top)$181,542

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Des Moines ($146,909 effective) pays 13.39% more than Council Bluffs ($129,562 effective).

Des Moines
Nominal: $134,717
CoL Index: 91.701
Adjusted: $146,909
Council Bluffs
Nominal: $117,124
CoL Index: 90.4
Adjusted: $129,562

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Des Moines if…

  • Higher median salary ($134,717/year)
  • Larger job market (400 employed)
  • Better purchasing power (CoL-adjusted: $146,909)
  • You prefer the Iowa area and lifestyle

Choose Council Bluffs if…

  • Better top-earner potential ($181,542)
  • You prefer the Iowa area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Des Moines grew 32.2% from 2019 to 2025, compared to 8.3% growth in Council Bluffs over the same period.

Des Moines, IA

+32.2%

$98,750 (2019) → $130,540 (2025)

Council Bluffs, IA

+8.3%

$104,762 (2024) → $113,492 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Des Moines or Council Bluffs?

Des Moines has a higher median actuary salary at $134,717/year, compared to Council Bluffs at $117,124/year — a difference of $17,593 (15.02%).

What is the hourly rate difference between Des Moines and Council Bluffs?

Des Moines actuarys earn $64.77/hr while Council Bluffs hygienists earn $56.31/hr (2026 est.).

Should I relocate from Des Moines to Council Bluffs as a actuary?

Consider more than just salary when comparing Des Moines and Council Bluffs. Factor in cost of living (CoL-adjusted: Des Moines = $146,909, Council Bluffs = $129,562), job availability (400 vs 12 employed), commute, and career growth potential.

What do entry-level actuarys earn in Des Moines vs Council Bluffs?

Entry-level (10th percentile) actuarys earn $84,603 in Des Moines and $70,825 in Council Bluffs. The Des Moines area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov