Actuary Pay

Denver vs Wheat Ridge: Actuary Salary (2026)

Compare actuary salaries between Denver, CO and Wheat Ridge, CO. All figures are 2026 estimates projected from BLS 2025 data.

Denver, CO
$124,294
$59.76/hr
Wheat Ridge, CO
$135,543
$65.16/hr

Side-by-Side Comparison

MetricDenver, COWheat Ridge, CO
Median Salary$124,294$135,543
Hourly Rate$59.76$65.16
Entry Level (P10)$81,126$88,755
25th Percentile$100,042$105,555
75th Percentile$167,411$173,495
Top Earner (P90)$189,413$210,091
Total Employed4008
Side-by-side bar chart comparing Denver ($124,294) and Wheat Ridge ($135,543) actuary salaries.DenverWheat RidgeMedian Salary$124,294$135,543Entry Level (P10)$81,126$88,755Top Earner (P90)$189,413$210,091US Median $134,160

Verdict

Wheat Ridge, CO offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Denver.

The salary gap between Denver and Wheat Ridge is $11,249 (9.05%). Wheat Ridge's median is +1.03% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Denver spans $108,287,Wheat Ridge spans $121,336. Wheat Ridge has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Denver
P10 (Entry)$81,126
P25$100,042
Median$124,294
P75$167,411
P90 (Top)$189,413
Wheat Ridge
P10 (Entry)$88,755
P25$105,555
Median$135,543
P75$173,495
P90 (Top)$210,091

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Wheat Ridge ($129,089 effective) pays 9.86% more than Denver ($117,500 effective).

Denver
Nominal: $124,294
CoL Index: 105.782
Adjusted: $117,500
Wheat Ridge
Nominal: $135,543
CoL Index: 105
Adjusted: $129,089

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Denver if…

  • Larger job market (400 employed)
  • You prefer the Colorado area and lifestyle

Choose Wheat Ridge if…

  • Higher median salary ($135,543/year)
  • Better top-earner potential ($210,091)
  • Better purchasing power (CoL-adjusted: $129,089)
  • You prefer the Colorado area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Denver grew 3.9% from 2019 to 2025, compared to 4.0% growth in Wheat Ridge over the same period.

Denver, CO

+3.9%

$115,970 (2019) → $120,440 (2025)

Wheat Ridge, CO

+4.0%

$126,289 (2024) → $131,340 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Denver or Wheat Ridge?

Wheat Ridge has a higher median actuary salary at $135,543/year, compared to Denver at $124,294/year — a difference of $11,249 (9.05%).

What is the hourly rate difference between Denver and Wheat Ridge?

Denver actuarys earn $59.76/hr while Wheat Ridge hygienists earn $65.16/hr (2026 est.).

Should I relocate from Denver to Wheat Ridge as a actuary?

Consider more than just salary when comparing Denver and Wheat Ridge. Factor in cost of living (CoL-adjusted: Denver = $117,500, Wheat Ridge = $129,089), job availability (400 vs 8 employed), commute, and career growth potential.

What do entry-level actuarys earn in Denver vs Wheat Ridge?

Entry-level (10th percentile) actuarys earn $81,126 in Denver and $88,755 in Wheat Ridge. The Wheat Ridge area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov