Actuary Pay

Denver vs Colorado Springs: Actuary Salary (2026)

Compare actuary salaries between Denver, CO and Colorado Springs, CO. All figures are 2026 estimates projected from BLS 2025 data.

Denver, CO
$124,294
$59.76/hr
Colorado Springs, CO
$117,400
$56.44/hr

Side-by-Side Comparison

MetricDenver, COColorado Springs, CO
Median Salary$124,294$117,400
Hourly Rate$59.76$56.44
Entry Level (P10)$81,126$76,296
25th Percentile$100,042$93,344
75th Percentile$167,411$162,499
Top Earner (P90)$189,413$176,121
Total Employed40050
Side-by-side bar chart comparing Denver ($124,294) and Colorado Springs ($117,400) actuary salaries.DenverColorado SpringsMedian Salary$124,294$117,400Entry Level (P10)$81,126$76,296Top Earner (P90)$189,413$176,121US Median $134,160

Verdict

Denver, CO offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Colorado Springs.

The salary gap between Denver and Colorado Springs is $6,894 (5.87%). Denver's median is -7.35% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Denver spans $108,287,Colorado Springs spans $99,825. Denver has a wider pay range, meaning more potential for high earners but also more variation.

Denver
P10 (Entry)$81,126
P25$100,042
Median$124,294
P75$167,411
P90 (Top)$189,413
Colorado Springs
P10 (Entry)$76,296
P25$93,344
Median$117,400
P75$162,499
P90 (Top)$176,121

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Denver ($117,500 effective) pays 0.79% more than Colorado Springs ($116,576 effective).

Denver
Nominal: $124,294
CoL Index: 105.782
Adjusted: $117,500
Colorado Springs
Nominal: $117,400
CoL Index: 100.707
Adjusted: $116,576

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Denver if…

  • Higher median salary ($124,294/year)
  • Better top-earner potential ($189,413)
  • Larger job market (400 employed)
  • Better purchasing power (CoL-adjusted: $117,500)
  • You prefer the Colorado area and lifestyle

Choose Colorado Springs if…

  • You prefer the Colorado area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Denver grew 3.9% from 2019 to 2025, compared to -15.1% growth in Colorado Springs over the same period.

Denver, CO

+3.9%

$115,970 (2019) → $120,440 (2025)

Colorado Springs, CO

+-15.1%

$134,050 (2024) → $113,760 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Denver or Colorado Springs?

Denver has a higher median actuary salary at $124,294/year, compared to Colorado Springs at $117,400/year — a difference of $6,894 (5.87%).

What is the hourly rate difference between Denver and Colorado Springs?

Denver actuarys earn $59.76/hr while Colorado Springs hygienists earn $56.44/hr (2026 est.).

Should I relocate from Denver to Colorado Springs as a actuary?

Consider more than just salary when comparing Denver and Colorado Springs. Factor in cost of living (CoL-adjusted: Denver = $117,500, Colorado Springs = $116,576), job availability (400 vs 50 employed), commute, and career growth potential.

What do entry-level actuarys earn in Denver vs Colorado Springs?

Entry-level (10th percentile) actuarys earn $81,126 in Denver and $76,296 in Colorado Springs. The Denver area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov