Actuary Pay

Charlotte vs High Point: Actuary Salary (2026)

Compare actuary salaries between Charlotte, NC and High Point, NC. All figures are 2026 estimates projected from BLS 2025 data.

Charlotte, NC
$132,849
$63.87/hr
High Point, NC
$124,876
$60.04/hr

Side-by-Side Comparison

MetricCharlotte, NCHigh Point, NC
Median Salary$132,849$124,876
Hourly Rate$63.87$60.04
Entry Level (P10)$75,212$76,321
25th Percentile$102,416$93,743
75th Percentile$164,429$159,841
Top Earner (P90)$219,455$193,558
Total Employed28023
Side-by-side bar chart comparing Charlotte ($132,849) and High Point ($124,876) actuary salaries.CharlotteHigh PointMedian Salary$132,849$124,876Entry Level (P10)$75,212$76,321Top Earner (P90)$219,455$193,558US Median $134,160

Verdict

Charlotte, NC offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to High Point.

The salary gap between Charlotte and High Point is $7,973 (6.38%). Charlotte's median is -0.98% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Charlotte spans $144,243,High Point spans $117,237. Charlotte has a wider pay range, meaning more potential for high earners but also more variation.

Charlotte
P10 (Entry)$75,212
P25$102,416
Median$132,849
P75$164,429
P90 (Top)$219,455
High Point
P10 (Entry)$76,321
P25$93,743
Median$124,876
P75$159,841
P90 (Top)$193,558

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Charlotte ($136,468 effective) pays 2.29% more than High Point ($133,415 effective).

Charlotte
Nominal: $132,849
CoL Index: 97.348
Adjusted: $136,468
High Point
Nominal: $124,876
CoL Index: 93.6
Adjusted: $133,415

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Charlotte if…

  • Higher median salary ($132,849/year)
  • Better top-earner potential ($219,455)
  • Larger job market (280 employed)
  • Better purchasing power (CoL-adjusted: $136,468)
  • You prefer the North Carolina area and lifestyle

Choose High Point if…

  • You prefer the North Carolina area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Charlotte grew -12.9% from 2019 to 2025, compared to 4.0% growth in High Point over the same period.

Charlotte, NC

+-12.9%

$147,800 (2019) → $128,730 (2025)

High Point, NC

+4.0%

$116,350 (2024) → $121,004 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Charlotte or High Point?

Charlotte has a higher median actuary salary at $132,849/year, compared to High Point at $124,876/year — a difference of $7,973 (6.38%).

What is the hourly rate difference between Charlotte and High Point?

Charlotte actuarys earn $63.87/hr while High Point hygienists earn $60.04/hr (2026 est.).

Should I relocate from Charlotte to High Point as a actuary?

Consider more than just salary when comparing Charlotte and High Point. Factor in cost of living (CoL-adjusted: Charlotte = $136,468, High Point = $133,415), job availability (280 vs 23 employed), commute, and career growth potential.

What do entry-level actuarys earn in Charlotte vs High Point?

Entry-level (10th percentile) actuarys earn $75,212 in Charlotte and $76,321 in High Point. The High Point area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov