Actuary Hourly Pay in Charlotte, NC: $63.87 (2026)
Quick Answer:Hourly pay for a actuary working in Charlotte, NC runs $63.87 at the median for 2026 — annualizing to $132,849 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Charlotte's regional price level (BEA RPP 97.3, 3% below national), each hour of work buys what $65.61 nationally would. A 24-hour part-time schedule grosses $79,710 per year.
Official BLS data · View source
In 2026, actuaries in Charlotte, North Carolina, are projected to earn a median hourly rate of $63.87, which is slightly below the national median of $64.50. This figure is vital for those considering part-time roles, such as working three days a week, as they can expect to earn a lucrative income in a variety of settings including insurance pricing departments and consulting firms. Entry-level actuaries may begin their careers at an hourly rate of $36.16, while more seasoned professionals can command up to $105.51 per hour. The hourly pay range reflects the depth of expertise and specialization within the profession, highlighting the potential for significant earnings as actuaries move through their careers. This data comes from official BLS hourly projections based on 2025 BLS OEWS data, making it a reliable reference for job seekers in the Charlotte area.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $36.16 | $289.29 |
| Lower Range (P25) | $49.24 | $393.89 |
| Median (P50) | $63.87 | $510.96 |
| Upper Range (P75) | $79.05 | $632.41 |
| Top Earners (P90) | $105.51 | $844.09 |
Estimated Annual Income by Work Schedule in Charlotte
Based on $63.87/hr median hourly rate · 2026 est.
At $63.87/hr, a actuary working full-time (40 hr/wk) in Charlotte, NC can expect to earn approximately $132,851 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $76,645. With a cost-of-living index of 97.35 (below the national average), these earnings stretch further in Charlotte.
Hourly Rate Calculator
Schedule Comparison in Charlotte
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,554.82 | $11,071 | $132,851 |
| Part-Time (24 hrs) | $1,532.89 | $6,643 | $79,710 |
| Per Diem (16 hrs) | $1,021.93 | $4,428 | $53,140 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Charlotte) | $63.87 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Charlotte, NC earn a median of $132,849 per year (2026 est.), which is 0.98% lower than the national median of $134,160 and 5.80% above the North Carolina state average of $125,567.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $63.87/hr = $79,710/year (purchasing power: $81,882).
Working 40h/week (full-time) = $132,851/year (purchasing power: $136,470).
CoL index: 97.348 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$71.06/hr
2025 BLS Actual
$61.89/hr
2026 Current Est.
$63.87/hr
2019–2027 Growth
+-7.2%
Hourly Rate Trajectory for Actuaries in Charlotte (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $71.06/hr | Actual |
| 2020 | $75.05/hr | Actual |
| 2021 | $61.72/hr | Actual |
| 2022 | $65.41/hr | Actual |
| 2023 | $68.38/hr | Actual |
| 2024 | $64.93/hr | Actual |
| 2025 | $61.89/hr | Actual |
| 2026(current) | $63.87/hr | Estimated |
| 2027 | $65.91/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Charlotte grew -12.9% from $71.06/hr (2019) to $61.89/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $65.91/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Charlotte metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Charlotte
Transitioning into part-time work, a 24-hour work week translates to an annual take-home that can still be quite competitive. While full-time actuaries have established earning standards, alternative models like per diem roles increasingly attract seasoned professionals, albeit being less common at entry levels. Consulting engagements where actuaries bill $250-$500 per hour for specialized insight elevate the potential for lucrative earnings, especially for those who hold FSA or FCAS designations. In Charlotte, the nature of the employer plays a significant role in determining hourly pay. Life insurance companies and consulting firms generally offer lower hourly rates paired with comprehensive health benefits, while others may present higher rates without perks. Given the competitive environment in Charlotte, actuaries are advised to negotiate strategically, emphasizing relevant credentials like SOA or CAS fellowship to enhance their value proposition. This careful navigation can significantly enhance their short-and long-term earning potential in North Carolina.
More salary data for Charlotte, NC:
Frequently Asked Questions
What is the hourly rate for actuaries in Charlotte in 2026?
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Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Charlotte. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov