Actuary Pay

Centennial vs Denver: Actuary Salary (2026)

Compare actuary salaries between Centennial, CO and Denver, CO. All figures are 2026 estimates projected from BLS 2025 data.

Centennial, CO
$125,432
$60.30/hr
Denver, CO
$124,294
$59.76/hr

Side-by-Side Comparison

MetricCentennial, CODenver, CO
Median Salary$125,432$124,294
Hourly Rate$60.30$59.76
Entry Level (P10)$72,751$81,126
25th Percentile$90,368$100,042
75th Percentile$160,553$167,411
Top Earner (P90)$194,421$189,413
Total Employed16400
Side-by-side bar chart comparing Centennial ($125,432) and Denver ($124,294) actuary salaries.CentennialDenverMedian Salary$125,432$124,294Entry Level (P10)$72,751$81,126Top Earner (P90)$194,421$189,413US Median $134,160

Verdict

Centennial, CO offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Denver.

The salary gap between Centennial and Denver is $1,138 (0.92%). Centennial's median is -6.51% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Centennial spans $121,670,Denver spans $108,287. Centennial has a wider pay range, meaning more potential for high earners but also more variation.

Centennial
P10 (Entry)$72,751
P25$90,368
Median$125,432
P75$160,553
P90 (Top)$194,421
Denver
P10 (Entry)$81,126
P25$100,042
Median$124,294
P75$167,411
P90 (Top)$189,413

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Centennial ($119,459 effective) pays 1.67% more than Denver ($117,500 effective).

Centennial
Nominal: $125,432
CoL Index: 105
Adjusted: $119,459
Denver
Nominal: $124,294
CoL Index: 105.782
Adjusted: $117,500

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Centennial if…

  • Higher median salary ($125,432/year)
  • Better top-earner potential ($194,421)
  • Better purchasing power (CoL-adjusted: $119,459)
  • You prefer the Colorado area and lifestyle

Choose Denver if…

  • Larger job market (400 employed)
  • You prefer the Colorado area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Centennial grew -9.1% from 2024 to 2025, compared to 3.9% growth in Denver over the same period.

Centennial, CO

+-9.1%

$133,777 (2024) → $121,543 (2025)

Denver, CO

+3.9%

$115,970 (2019) → $120,440 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Centennial or Denver?

Centennial has a higher median actuary salary at $125,432/year, compared to Denver at $124,294/year — a difference of $1,138 (0.92%).

What is the hourly rate difference between Centennial and Denver?

Centennial actuarys earn $60.30/hr while Denver hygienists earn $59.76/hr (2026 est.).

Should I relocate from Centennial to Denver as a actuary?

Consider more than just salary when comparing Centennial and Denver. Factor in cost of living (CoL-adjusted: Centennial = $119,459, Denver = $117,500), job availability (16 vs 400 employed), commute, and career growth potential.

What do entry-level actuarys earn in Centennial vs Denver?

Entry-level (10th percentile) actuarys earn $72,751 in Centennial and $81,126 in Denver. The Denver area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov