Senior Actuary Salary in Manitowoc, WI: $185,752 (2026)
Quick Answer:The top tier of actuaries working in Manitowoc, WI — those at or above the 90th percentile — pull in $185,752/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Manitowoc's price premium (BEA RPP 93.4, 7% below national) and that top-decile pay carries the same buying power as $198,878 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source

In Manitowoc, the compensation potential for experienced actuaries reveals a significant pay gap, emphasizing the rewards associated with advanced career progression. For senior professionals in 2026, the median annual salary stands at $119,840, but top earners can reach up to $185,752—indicating a strong incentive for actuaries to excel in their roles. This disparity between the median and the upper echelon reflects not just the complexities of the job, but also the dedication required to achieve such heights. To attain top-tier pay in this market, seasoned actuaries often invest years into specialized training and credentialing, passing rigorous exams, and developing expertise in critical areas such as predictive analytics and enterprise risk management.
About the Manitowoc Market
Salary estimated from Wisconsin average ($122,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Manitowoc
Experienced actuarys at the top of the pay scale in Manitowoc earn between $153,395 and $185,752 per year (2026 est.). This $108,466 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Manitowoc median of $119,840 sits 10.67% below the US median.
Top ASA, FSA Salary Comparison
| Level | Manitowoc | National |
|---|---|---|
| Median (P50) | $119,840 | $134,160 |
| 75th Percentile | $153,395 | $176,111 |
| 90th Percentile (Top 10%) | $185,752 | $221,983 |
In Manitowoc, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Manitowoc
Advanced Certifications in Wisconsin
WI actuaries with additional specialty certifications within the actuarial science field earn significantly above the $119,840 median. Expanded-scope credentials are increasingly valued by Manitowoc employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Manitowoc command premium compensation, often reaching the $153,395–$185,752 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Manitowoc metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Manitowoc with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Wisconsin who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Manitowoc
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedManitowoc ranks #29 of 46 Wisconsin cities for top earner actuary salary (90th percentile: $185,752).
Top 10% actuary compensation in Manitowoc ($185,752) is 8.41% below the Wisconsin average P90 ($202,806).
2019 BLS Actual
$162,001
2025 BLS Actual
$179,992
2026 Current Est.
$185,752
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Manitowoc (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $162,001 | Actual |
| 2020 | $164,018 | Actual |
| 2021 | $173,063 | Actual |
| 2022 | $166,771 | Actual |
| 2023 | $175,147 | Actual |
| 2024 | $168,916 | Actual |
| 2025 | $179,992 | Actual |
| 2026(current) | $185,752 | Estimated |
| 2027 | $191,696 | Projected |
Top-earning actuaries (90th percentile) in Manitowoc saw their compensation grow 11.1% from $162,001 in 2019 to $179,992 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $191,696 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Manitowoc metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Manitowoc
Compensation strategies for senior actuaries in Manitowoc vary widely based on specializations and employer types. Those focused on life and annuity products, for instance, might find themselves earning more compared to their counterparts in health insurance or pension consulting. Property and casualty sectors, along with consulting firms, typically offer competitive salaries, often favoring actuaries with advanced credentials like FSA or FCAS. Career advancement, which can lead to roles such as managing actuary or chief actuary, aligns closely with exam progression; passing each actuarial exam can yield substantial pay increases. Furthermore, benefits for senior actuaries can include signing bonuses for credential completion, generous study time packages, and non-salary rewards influenced by the specialty market, making Manitowoc an attractive locale for top actuarial talent.
More salary data for Manitowoc, WI:
Frequently Asked Questions
How much do experienced actuaries make in Manitowoc in 2026?
What drives higher actuary pay in Manitowoc?
What certifications boost actuary salary in Manitowoc?
Can experienced actuaries make six figures in Manitowoc?
How much does actuary salary increase over time in Manitowoc?
Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $179,992 for actuaries in the Manitowoc metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Manitowoc is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov