Actuary Pay

Senior Actuary Salary in Janesville, WI: $187,813 (2026)

Quick Answer:The top tier of actuaries working in Janesville, WI — those at or above the 90th percentile — pull in $187,813/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Janesville's price premium (BEA RPP 93.4, 7% below national) and that top-decile pay carries the same buying power as $201,085 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$187,813
Top 10% Earn
$90.29/hr
Top Hourly Rate
$155,096
75th Percentile
$187,813
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Janesville, WI — 2026 est., based on 2025 BLS
Janesville, WI actuary senior salary overview (2026 est., based on 2025 BLS)

Salaries for experienced actuaries in Janesville, Wisconsin, reflect a competitive landscape, particularly for those reaching the upper echelons of their profession. In 2026, the median annual salary for senior actuaries is projected to be $121,169, while high achievers can earn significantly more, with top earners (P90) making around $187,813. This creates a notable experience premium as the gap between the median salary and peak compensation highlights the lucrative nature of the most advanced actuarial roles. To tap into this top actuary salary in Janesville, professionals must accumulate extensive experience and often pursue advanced credentials like the Fellow of the Society of Actuaries (FSA), which require a strong track record of passing exams and proven expertise in risk assessment and management.

About the Janesville Market

Salary estimated from Wisconsin average ($122,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Janesville

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Janesville. The median salary is $121,169, compared to the national median of $134,160.$66.6K$99.3K$131.9K$164.6K$197.2K$74.0K10th Pctl$90.7K25th Pctl$121.2KMedian$155.1K75th Pctl$187.8K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Janesville earn between $155,096 and $187,813 per year (2026 est.). This $113,797 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Janesville median of $121,169 sits 9.68% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Janesville metro area.

Top ASA, FSA Salary Comparison

LevelJanesvilleNational
Median (P50)$121,169$134,160
75th Percentile$155,096$176,111
90th Percentile (Top 10%)$187,813$221,983

In Janesville, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Janesville

1

Advanced Certifications in Wisconsin

WI actuaries with additional specialty certifications within the actuarial science field earn significantly above the $121,169 median. Expanded-scope credentials are increasingly valued by Janesville employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Janesville command premium compensation, often reaching the $155,096–$187,813 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Janesville metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Janesville with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Wisconsin who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Janesville

Clinical Actuary

0-5 years
$74,016 – $121,169

Senior/Lead Actuary

5-10 years
$121,169 – $155,096

Actuary Department Manager

10+ years
$155,096+

Educator / Specialty Leadership

Advanced
Varies by role

Janesville ranks #22 of 46 Wisconsin cities for top earner actuary salary (90th percentile: $187,813).

Top 10% actuary compensation in Janesville ($187,813) is 7.39% below the Wisconsin average P90 ($202,806).

2019 BLS Actual

$163,799

2025 BLS Actual

$181,989

2026 Current Est.

$187,813

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Janesville (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Janesville. Baseline $163,799 in 2025, projected to $193,823 by 2027.$157.8K$168.3K$178.8K$189.3K$199.8K2019202020212022202320242025202620272025 BLS$163.8K$165.8K$175.0K$168.6K$177.1K$170.8K$182.0K$187.8K$193.8K
YearAnnual SalaryStatus
2019$163,799Actual
2020$165,838Actual
2021$174,984Actual
2022$168,621Actual
2023$177,090Actual
2024$170,790Actual
2025$181,989Actual
2026(current)$187,813Estimated
2027$193,823Projected

Top-earning actuaries (90th percentile) in Janesville saw their compensation grow 11.1% from $163,799 in 2019 to $181,989 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $193,823 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Janesville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Janesville

Different factors can influence senior actuary pay in WI, particularly within various specializations such as life and annuity, health, and property & casualty (P&C) sectors. Actuaries in Janesville working for life and health insurance companies like Prudential or UnitedHealth may experience different compensation structures compared to those in consulting roles at firms like Milliman or Aon, where expertise in predictive analytics and reinsurance can command substantial premiums. Career advancement paths typically progress through the ASA to FSA/FCAS routes, often adding significant pay increases with each passed actuarial exam. Furthermore, advanced credentials correspond to higher salaries in Janesville; for example, attaining FSA status generally leads to positions with enhanced responsibilities and increased earnings. With the competitive compensation drivers, including signing bonuses for completing actuarial exams, experienced actuaries in Janesville can actively shape their career trajectories while enjoying a robust local actuarial market.

Frequently Asked Questions

How much do experienced actuaries make in Janesville in 2026?

Top-earning actuaries in Janesville (90th percentile) make $187,813/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $66,644 more than the area median of $121,169 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Janesville?

Higher actuary pay in Janesville is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Janesville?

The most impactful salary-boosting certifications for actuaries in Janesville include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $121,169, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Janesville?

Yes — the 90th percentile salary in Janesville is $187,813, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Janesville?

In Janesville, the gap between entry level ($74,016) and top earners ($187,813) is $113,797, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $181,989 for actuaries in the Janesville metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Janesville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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