Actuary Pay

Senior Actuary Salary in Virginia Beach, VA: $183,386 (2026)

Quick Answer:The top tier of actuaries working in Virginia Beach, VA — those at or above the 90th percentile — pull in $183,386/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Virginia Beach's price premium (BEA RPP 97.9, 2% below national) and that top-decile pay carries the same buying power as $187,241 in average-cost America. The 75% spread above city median typically rewards 7+ years of practice or specialty credentials.

$183,386
Top 10% Earn
$88.16/hr
Top Hourly Rate
$156,028
75th Percentile
$183,386
90th Percentile

Official BLS data · View source

Actuary Senior Salary in Virginia Beach, VA — 2026 est., based on 2025 BLS
Virginia Beach, VA actuary senior salary overview (2026 est., based on 2025 BLS)

In Virginia Beach, senior actuaries positioned at the top of the market can expect significant financial rewards, with the potential to earn as much as $183,386 annually. This impressive figure exemplifies a substantial gap between the median salary of $104,738 for experienced professionals and the earnings of top-tier actuaries. Factors that contribute to reaching this upper echelon of pay include a combination of advanced actuarial credentials such as Fellow of the Society of Actuaries (FSA) or Fellow of the Casualty Actuarial Society (FCAS), specialization in high-demand areas, and extensive hands-on experience that can elevate one's professional standing. Such distinctions not only highlight expertise but also directly influence negotiating power, ensuring ambitious actuaries in Virginia Beach can command top salaries.

2026 Salary Percentile Distribution in Virginia Beach

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Virginia Beach. The median salary is $104,738, compared to the national median of $134,160.$76.2K$105.3K$134.4K$163.5K$192.6K$84.6K10th Pctl$87.9K25th Pctl$104.7KMedian$156.0K75th Pctl$183.4K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Virginia Beach earn between $156,028 and $183,386 per year (2026 est.). This $98,741 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Virginia Beach median of $104,738 sits 21.93% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Virginia Beach metro area.

Top ASA, FSA Salary Comparison

LevelVirginia BeachNational
Median (P50)$104,738$134,160
75th Percentile$156,028$176,111
90th Percentile (Top 10%)$183,386$221,983

In Virginia Beach, experienced actuaries (P90) earn 75.09% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Virginia Beach

1

Advanced Certifications in Virginia

VA actuaries with additional specialty certifications within the actuarial science field earn significantly above the $104,738 median. Expanded-scope credentials are increasingly valued by Virginia Beach employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Virginia Beach command premium compensation, often reaching the $156,028–$183,386 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Virginia Beach metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Virginia Beach with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Virginia who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Virginia Beach

Clinical Actuary

0-5 years
$84,645 – $104,738

Senior/Lead Actuary

5-10 years
$104,738 – $156,028

Actuary Department Manager

10+ years
$156,028+

Educator / Specialty Leadership

Advanced
Varies by role

Virginia Beach ranks #40 of 42 Virginia cities for top earner actuary salary (90th percentile: $183,386).

Top 10% actuary compensation in Virginia Beach ($183,386) is 9.52% below the Virginia average P90 ($202,687).

2019 BLS Actual

$159,938

2025 BLS Actual

$177,700

2026 Current Est.

$183,386

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Virginia Beach (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Virginia Beach. Baseline $159,938 in 2025, projected to $189,255 by 2027.$147.9K$169.0K$190.0K$211.1K$232.1K2019202020212022202320242025202620272025 BLS$159.9K$161.9K$170.9K$164.6K$172.9K$220.1K$177.7K$183.4K$189.3K
YearAnnual SalaryStatus
2019$159,938Actual
2020$161,929Actual
2021$170,860Actual
2022$164,647Actual
2023$172,917Actual
2024$220,103Actual
2025$177,700Actual
2026(current)$183,386Estimated
2027$189,255Projected

Top-earning actuaries (90th percentile) in Virginia Beach saw their compensation grow 11.1% from $159,938 in 2019 to $177,700 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $189,255 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Virginia Beach metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Virginia Beach

Specializations such as life and annuity, health, and enterprise risk management often lead to compensation packages that exceed standard market rates in Virginia Beach. Senior actuaries employed by large life insurance firms like Prudential and MetLife generally receive higher salaries compared to their counterparts in property and casualty companies or consulting firms. This variation in pay is further influenced by employer type; for example, consulting firms place a premium on candidates with FSA or FCAS designations, valuing their insights and expertise. Advancement in the actuarial profession is typically marked by a clear pathway from actuarial analyst roles to chief actuary positions, often enhanced by the ASA-to-FSA exam progression that demands a significant investment of time and effort. Additionally, non-salary benefits such as study-time allowances and signing bonuses for exam completions can also play a critical role in the overall compensation package for senior actuaries in Virginia Beach.

Frequently Asked Questions

How much do experienced actuaries make in Virginia Beach in 2026?

Top-earning actuaries in Virginia Beach (90th percentile) make $183,386/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $78,648 more than the area median of $104,738 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Virginia Beach?

Higher actuary pay in Virginia Beach is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Virginia Beach?

The most impactful salary-boosting certifications for actuaries in Virginia Beach include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $104,738, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Virginia Beach?

Yes — the 90th percentile salary in Virginia Beach is $183,386, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Virginia Beach?

In Virginia Beach, the gap between entry level ($84,645) and top earners ($183,386) is $98,741, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

Related Pages

Nearby Cities in Virginia

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $177,700 for actuaries in the Virginia Beach metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Source: BLS, OEWS, 2-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

Last verified: