Actuary Pay

Senior Actuary Salary in Radford, VA: $201,189 (2026)

Quick Answer:The top tier of actuaries working in Radford, VA — those at or above the 90th percentile — pull in $201,189/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Radford's price premium (BEA RPP 103.2, 3% above national) and that top-decile pay carries the same buying power as $194,951 in average-cost America. The 52% spread above city median typically rewards 7+ years of practice or specialty credentials.

$201,189
Top 10% Earn
$96.73/hr
Top Hourly Rate
$166,148
75th Percentile
$201,189
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Radford, VA — 2026 est., based on 2025 BLS
Radford, VA actuary senior salary overview (2026 est., based on 2025 BLS)

Actuaries with extensive experience in Radford, Virginia, have the potential to earn a top actuary salary, reaching $201,189 at the 90th percentile in 2026. This figure reflects not only the impressive earning potential found in the region but also highlights the substantial premium for senior-level professionals compared to the median annual salary of $132,421. Such a considerable gap emphasizes the importance of specialized expertise and leadership capabilities developed over years in the field. To ascend to these higher salary brackets, actuaries often engage in ongoing education, passing multiple actuarial exams and gaining certifications that signify their advanced knowledge and commitment to the profession, thus positioning themselves as sought-after experts in a competitive market.

About the Radford Market

Salary estimated from Virginia average ($128,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Radford

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Radford. The median salary is $132,421, compared to the national median of $134,160.$75.0K$109.1K$143.1K$177.2K$211.2K$83.4K10th Pctl$105.9K25th Pctl$132.4KMedian$166.1K75th Pctl$201.2K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Radford earn between $166,148 and $201,189 per year (2026 est.). This $117,805 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Radford median of $132,421 sits 1.3% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Radford metro area.

Top ASA, FSA Salary Comparison

LevelRadfordNational
Median (P50)$132,421$134,160
75th Percentile$166,148$176,111
90th Percentile (Top 10%)$201,189$221,983

In Radford, experienced actuaries (P90) earn 51.93% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Radford

1

Advanced Certifications in Virginia

VA actuaries with additional specialty certifications within the actuarial science field earn significantly above the $132,421 median. Expanded-scope credentials are increasingly valued by Radford employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Radford command premium compensation, often reaching the $166,148–$201,189 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Radford metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Radford with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Virginia who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Radford

Clinical Actuary

0-5 years
$83,384 – $132,421

Senior/Lead Actuary

5-10 years
$132,421 – $166,148

Actuary Department Manager

10+ years
$166,148+

Educator / Specialty Leadership

Advanced
Varies by role

Radford ranks #37 of 42 Virginia cities for top earner actuary salary (90th percentile: $201,189).

Top 10% actuary compensation in Radford ($201,189) is 0.74% below the Virginia average P90 ($202,687).

2019 BLS Actual

$175,465

2025 BLS Actual

$194,951

2026 Current Est.

$201,189

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Radford (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Radford. Baseline $175,465 in 2025, projected to $207,627 by 2027.$169.0K$180.3K$191.5K$202.8K$214.1K2019202020212022202320242025202620272025 BLS$175.5K$177.6K$187.4K$180.6K$189.7K$190.4K$195.0K$201.2K$207.6K
YearAnnual SalaryStatus
2019$175,465Actual
2020$177,649Actual
2021$187,447Actual
2022$180,631Actual
2023$189,703Actual
2024$190,374Actual
2025$194,951Actual
2026(current)$201,189Estimated
2027$207,627Projected

Top-earning actuaries (90th percentile) in Radford saw their compensation grow 11.1% from $175,465 in 2019 to $194,951 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $207,627 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Radford metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Radford

Actuaries in Radford can enhance their senior actuary pay VA by specializing in high-demand areas, including predictive analytics and capital modeling. Companies like Prudential and MetLife often offer higher salaries than their counterparts in health insurance and consulting due to the intricate nature of life and annuity products. The distinct pay structures across employer types reflect the varied complexity of actuarial roles; consulting firms generally thrive on expertise, offering attractive compensation for those with FSA or FCAS credentials. For many professionals, clear advancement paths—from actuarial analyst to managing actuary—coupled with rigorous exam requirements (including VEE credits) and extensive experience laid out in the ASA-to-FSA timeline, can directly influence overall compensation. As actuaries navigate their careers, non-salary benefits—like exam bonuses—become critical components of total remuneration packages, further enhancing appeal in a robust job market.

Frequently Asked Questions

How much do experienced actuaries make in Radford in 2026?

Top-earning actuaries in Radford (90th percentile) make $201,189/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $68,768 more than the area median of $132,421 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Radford?

Higher actuary pay in Radford is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Radford?

The most impactful salary-boosting certifications for actuaries in Radford include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $132,421, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Radford?

Yes — the 90th percentile salary in Radford is $201,189, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Radford?

In Radford, the gap between entry level ($83,384) and top earners ($201,189) is $117,805, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

Related Pages

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $194,951 for actuaries in the Radford metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Radford is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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