Senior Actuary Salary in Tooele, UT: $200,371 (2026)
Quick Answer:The top tier of actuaries working in Tooele, UT — those at or above the 90th percentile — pull in $200,371/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Tooele's price premium (BEA RPP 98.1, 2% below national) and that top-decile pay carries the same buying power as $204,252 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Tooele, Utah, the salary potential for seasoned actuaries is substantial, with top earners in 2026 projected to earn as much as $200,371 annually, making the P90 salary particularly attractive for professionals with extensive experience. This figure not only underscores an appealing prospect for high-level actuaries but also highlights the significant gap between the median annual salary of $129,271 and those at the pinnacle of the pay scale. Achieving such high compensation requires a combination of advanced credentials, experience, and a focus on specialized fields like predictive analytics or enterprise risk management. Compared to the national top earner average of $134,160, Tooele's top actuary salary illustrates the region's competitive edge in compensating experienced professionals, especially those who navigate various employer landscapes such as insurance companies or consulting firms.
About the Tooele Market
Salary estimated from Utah average ($115,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Tooele
Experienced actuarys at the top of the pay scale in Tooele earn between $164,214 and $200,371 per year (2026 est.). This $115,210 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Tooele median of $129,271 sits 3.64% below the US median.
Top ASA, FSA Salary Comparison
| Level | Tooele | National |
|---|---|---|
| Median (P50) | $129,271 | $134,160 |
| 75th Percentile | $164,214 | $176,111 |
| 90th Percentile (Top 10%) | $200,371 | $221,983 |
In Tooele, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Tooele
Advanced Certifications in Utah
UT actuaries with additional specialty certifications within the actuarial science field earn significantly above the $129,271 median. Expanded-scope credentials are increasingly valued by Tooele employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Tooele command premium compensation, often reaching the $164,214–$200,371 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Tooele metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Tooele with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Utah who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Tooele
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedTooele ranks #18 of 41 Utah cities for top earner actuary salary (90th percentile: $200,371).
Top 10% actuary compensation in Tooele ($200,371) is 3.18% above the Utah average P90 ($194,188).
2019 BLS Actual
$174,751
2025 BLS Actual
$194,158
2026 Current Est.
$200,371
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Tooele (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $174,751 | Actual |
| 2020 | $176,927 | Actual |
| 2021 | $186,684 | Actual |
| 2022 | $179,896 | Actual |
| 2023 | $188,932 | Actual |
| 2024 | $171,754 | Actual |
| 2025 | $194,158 | Actual |
| 2026(current) | $200,371 | Estimated |
| 2027 | $206,783 | Projected |
Top-earning actuaries (90th percentile) in Tooele saw their compensation grow 11.1% from $174,751 in 2019 to $194,158 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $206,783 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Tooele metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Tooele
The 2026 projected salaries for senior actuaries in Tooele reflect not only overall experience but also specialization. Key areas such as life and annuity, health, and property & casualty markets can command higher pay rates, particularly within reputable insurance and consulting firms like Prudential and Mercer. Compensation also varies depending on employer type, with actuarial roles in reinsurance firms or consulting practices often providing lucrative packages and additional benefits for holders of advanced designations like ASA and FSA. Progressing from entry roles to senior positions requires dedication; typical pathways follow from actuarial analyst to achieving FSA or FCAS accreditation within a decade. As professionals advance and pass actuarial exams, they can expect notable boosts in salary, often receiving increases of $3,000 to $8,000 for each exam passed. In this evolving market, specialized skills such as data science and predictive analytics further enhance earning potential, proving critical for actuaries aiming to secure top-tier salaries in Tooele, UT.
More salary data for Tooele, UT:
Frequently Asked Questions
How much do experienced actuaries make in Tooele in 2026?
What drives higher actuary pay in Tooele?
What certifications boost actuary salary in Tooele?
Can experienced actuaries make six figures in Tooele?
How much does actuary salary increase over time in Tooele?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $194,158 for actuaries in the Tooele metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Tooele is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov