Senior Actuary Salary in North Ogden, UT: $189,572 (2026)
Quick Answer:The top tier of actuaries working in North Ogden, UT — those at or above the 90th percentile — pull in $189,572/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back North Ogden's price premium (BEA RPP 98.1, 2% below national) and that top-decile pay carries the same buying power as $193,244 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In North Ogden, the potential for earning as a senior actuary is noteworthy, with top earners positioned to reach as much as $189,572 annually in 2026. This figure not only emphasizes the attractive compensation packages available in the region but also highlights the significant gap between the median annual salary of $122,304 and what the highest earners command. For actuaries with a wealth of experience—typically over seven years—the chances to ascend into the upper echelons of the salary spectrum rely heavily on a combination of advanced analytical skills, leadership abilities, and specialized knowledge in fields like predictive analytics or capital modeling. The city’s competitive market allows seasoned professionals to carve out lucrative niches, especially when aligned with the right firms or sectors, thereby enabling them to capitalize on their extensive expertise.
About the North Ogden Market
Salary estimated from Utah average ($115,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in North Ogden
Experienced actuarys at the top of the pay scale in North Ogden earn between $156,459 and $189,572 per year (2026 est.). This $107,629 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The North Ogden median of $122,304 sits 8.84% below the US median.
Top ASA, FSA Salary Comparison
| Level | North Ogden | National |
|---|---|---|
| Median (P50) | $122,304 | $134,160 |
| 75th Percentile | $156,459 | $176,111 |
| 90th Percentile (Top 10%) | $189,572 | $221,983 |
In North Ogden, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in North Ogden
Advanced Certifications in Utah
UT actuaries with additional specialty certifications within the actuarial science field earn significantly above the $122,304 median. Expanded-scope credentials are increasingly valued by North Ogden employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in North Ogden command premium compensation, often reaching the $156,459–$189,572 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the North Ogden metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in North Ogden with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Utah who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in North Ogden
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedNorth Ogden ranks #37 of 41 Utah cities for top earner actuary salary (90th percentile: $189,572).
Top 10% actuary compensation in North Ogden ($189,572) is 2.38% below the Utah average P90 ($194,188).
2019 BLS Actual
$165,333
2025 BLS Actual
$183,694
2026 Current Est.
$189,572
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in North Ogden (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $165,333 | Actual |
| 2020 | $167,391 | Actual |
| 2021 | $176,623 | Actual |
| 2022 | $170,201 | Actual |
| 2023 | $178,749 | Actual |
| 2024 | $162,134 | Actual |
| 2025 | $183,694 | Actual |
| 2026(current) | $189,572 | Estimated |
| 2027 | $195,639 | Projected |
Top-earning actuaries (90th percentile) in North Ogden saw their compensation grow 11.1% from $165,333 in 2019 to $183,694 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $195,639 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the North Ogden metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in North Ogden
Compensation strategies for senior actuaries in North Ogden reveal considerable variance depending on specialization and employer type. For instance, actuaries focusing on life and annuity or property & casualty insurance often see higher pay scales, reflecting the demand for expertise in these areas. Major insurers and consulting firms, such as Prudential, UnitedHealth, and Milliman, typically offer advanced credentials like ASA and FSA substantial weight, as these can enhance a professional's marketability and salary potential. Furthermore, the progression from actuarial analyst to chief actuary shows a pathway where continuous examination success significantly contributes to increased financial reward, with passing each exam translating to salary increments of $3,000 to $8,000. As actuaries navigate this landscape, those who advance their knowledge in specialized areas, such as enterprise risk management or predictive analytics, will likely find themselves at a premium in terms of salary options in North Ogden, UT.
More salary data for North Ogden, UT:
Frequently Asked Questions
How much do experienced actuaries make in North Ogden in 2026?
What drives higher actuary pay in North Ogden?
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Can experienced actuaries make six figures in North Ogden?
How much does actuary salary increase over time in North Ogden?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $183,694 for actuaries in the North Ogden metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for North Ogden is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov