Senior Actuary Salary in Cedar City, UT: $201,273 (2026)
Quick Answer:The top tier of actuaries working in Cedar City, UT — those at or above the 90th percentile — pull in $201,273/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Cedar City's price premium (BEA RPP 98.1, 2% below national) and that top-decile pay carries the same buying power as $205,171 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Cedar City, Utah, the experienced actuary salary is notably competitive, with top earners positioned to make an impressive $201,273 in 2026. Senior professionals can also anticipate significant compensation in the $165,456 range at the 75th percentile. The median annual salary of $129,853 highlights a clear experience premium, as it illustrates the gap between the average and elite pay within the field. Achieving these top-tier figures generally requires a combination of advanced credentials, extensive experience, and specialized knowledge in areas such as predictive analytics and enterprise risk management. Experienced actuaries in Cedar City who strive for these heights often pursue a robust career path that includes recognition through Fellow status and strategic moves between sectors.
About the Cedar City Market
Salary estimated from Utah average ($115,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Cedar City
Experienced actuarys at the top of the pay scale in Cedar City earn between $165,456 and $201,273 per year (2026 est.). This $121,555 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Cedar City median of $129,853 sits 3.21% below the US median.
Top ASA, FSA Salary Comparison
| Level | Cedar City | National |
|---|---|---|
| Median (P50) | $129,853 | $134,160 |
| 75th Percentile | $165,456 | $176,111 |
| 90th Percentile (Top 10%) | $201,273 | $221,983 |
In Cedar City, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Cedar City
Advanced Certifications in Utah
UT actuaries with additional specialty certifications within the actuarial science field earn significantly above the $129,853 median. Expanded-scope credentials are increasingly valued by Cedar City employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Cedar City command premium compensation, often reaching the $165,456–$201,273 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Cedar City metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Cedar City with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Utah who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Cedar City
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedCedar City ranks #14 of 41 Utah cities for top earner actuary salary (90th percentile: $201,273).
Top 10% actuary compensation in Cedar City ($201,273) is 3.65% above the Utah average P90 ($194,188).
2019 BLS Actual
$175,538
2025 BLS Actual
$195,032
2026 Current Est.
$201,273
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Cedar City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $175,538 | Actual |
| 2020 | $177,723 | Actual |
| 2021 | $187,524 | Actual |
| 2022 | $180,706 | Actual |
| 2023 | $189,782 | Actual |
| 2024 | $172,527 | Actual |
| 2025 | $195,032 | Actual |
| 2026(current) | $201,273 | Estimated |
| 2027 | $207,714 | Projected |
Top-earning actuaries (90th percentile) in Cedar City saw their compensation grow 11.1% from $175,538 in 2019 to $195,032 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $207,714 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Cedar City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Cedar City
In Cedar City, specialization plays a pivotal role in determining senior actuary pay in UT. Actuaries who focus on life and annuities, health, or property and casualty are increasingly sought after, with market needs driving their compensation upward. Seniority also influences salary based on the type of employer; for instance, actuaries at life insurance companies like Prudential or property & casualty firms such as State Farm often earn more than those in managed care or pension consulting roles. Furthermore, the path from Associate (ASA) to Fellow (FSA) can significantly boost pay, as each credential usually correlates with increased financial reward. Non-salary compensation strategies, such as bonuses for exam completions and study time benefits, are important factors that enhance the overall remuneration package for seasoned professionals. The journey from actuarial analyst to chief actuary is both challenging and rewarding, with significant financial upside for those who navigate the exam progression successfully while capitalizing on industry trends.
More salary data for Cedar City, UT:
Frequently Asked Questions
How much do experienced actuaries make in Cedar City in 2026?
What drives higher actuary pay in Cedar City?
What certifications boost actuary salary in Cedar City?
Can experienced actuaries make six figures in Cedar City?
How much does actuary salary increase over time in Cedar City?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $195,032 for actuaries in the Cedar City metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Cedar City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov