Senior Actuary Salary in Bartlett, TN: $191,989 (2026)
Quick Answer:The top tier of actuaries working in Bartlett, TN — those at or above the 90th percentile — pull in $191,989/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Bartlett's price premium (BEA RPP 91.8, 8% below national) and that top-decile pay carries the same buying power as $209,138 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Actuaries in Bartlett, TN, looking to elevate their careers can find tremendous earning potential at senior levels. With a 2026 median annual salary of $123,864, experienced professionals stand to benefit significantly from the higher brackets of the salary range, where top earners can expect to earn as much as $191,989 annually. This represents a substantial gap that illustrates the experience premium often awarded to those in advanced actuarial roles, as salaries can vary dramatically based on expertise and specializations. Gaining the required experience to reach these top-tier pay levels typically involves a combination of completing successive actuarial exams and advancing to more complex roles, significantly impacting compensation in the competitive Bartlett market.
About the Bartlett Market
Salary estimated from Tennessee average ($115,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Bartlett
Experienced actuarys at the top of the pay scale in Bartlett earn between $158,545 and $191,989 per year (2026 est.). This $118,483 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Bartlett median of $123,864 sits 7.67% below the US median.
Top ASA, FSA Salary Comparison
| Level | Bartlett | National |
|---|---|---|
| Median (P50) | $123,864 | $134,160 |
| 75th Percentile | $158,545 | $176,111 |
| 90th Percentile (Top 10%) | $191,989 | $221,983 |
In Bartlett, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Bartlett
Advanced Certifications in Tennessee
TN actuaries with additional specialty certifications within the actuarial science field earn significantly above the $123,864 median. Expanded-scope credentials are increasingly valued by Bartlett employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Bartlett command premium compensation, often reaching the $158,545–$191,989 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Bartlett metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Bartlett with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Tennessee who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Bartlett
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedBartlett ranks #8 of 30 Tennessee cities for top earner actuary salary (90th percentile: $191,989).
Top 10% actuary compensation in Bartlett ($191,989) is 20.59% below the Tennessee average P90 ($241,761).
2019 BLS Actual
$167,441
2025 BLS Actual
$186,036
2026 Current Est.
$191,989
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Bartlett (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $167,441 | Actual |
| 2020 | $169,525 | Actual |
| 2021 | $178,875 | Actual |
| 2022 | $172,371 | Actual |
| 2023 | $181,028 | Actual |
| 2024 | $164,570 | Actual |
| 2025 | $186,036 | Actual |
| 2026(current) | $191,989 | Estimated |
| 2027 | $198,133 | Projected |
Top-earning actuaries (90th percentile) in Bartlett saw their compensation grow 11.1% from $167,441 in 2019 to $186,036 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $198,133 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Bartlett metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Bartlett
In the Bartlett area, certain actuarial specializations tend to command higher salaries than others. For instance, roles focused on life and annuity, health, and property & casualty (P&C) insurance often yield better pay, particularly at top firms like Prudential or State Farm. Senior actuaries may find that consulting firms such as Milliman or Mercer provide competitive offers as well, with compensation differences reflecting both employer type and specialty area. Progression through the actuarial ranks is significant, with a typical path moving from actuarial analyst to Associate (ASA) and then Fellow (FSA/FCAS). This journey involves rigorous exam-taking, whereby each passed exam can yield a salary increase of $3,000 to $8,000, making the pursuit of advanced credentials a crucial strategy for boosting senior actuary pay in TN. Non-salary benefits also play a role, with additional rewards tied to completed exams and specialty certifications fostering an environment where experienced professionals can maximize their financial potential.
More salary data for Bartlett, TN:
Frequently Asked Questions
How much do experienced actuaries make in Bartlett in 2026?
What drives higher actuary pay in Bartlett?
What certifications boost actuary salary in Bartlett?
Can experienced actuaries make six figures in Bartlett?
How much does actuary salary increase over time in Bartlett?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $186,036 for actuaries in the Bartlett metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Bartlett is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov