Actuary Pay

Senior Actuary Salary in Fort Mill, SC: $183,142 (2026)

Quick Answer:The top tier of actuaries working in Fort Mill, SC — those at or above the 90th percentile — pull in $183,142/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Fort Mill's price premium (BEA RPP 91.5, 8% below national) and that top-decile pay carries the same buying power as $200,155 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$183,142
Top 10% Earn
$88.05/hr
Top Hourly Rate
$151,240
75th Percentile
$183,142
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Fort Mill, SC — 2026 est., based on 2025 BLS
Fort Mill, SC actuary senior salary overview (2026 est., based on 2025 BLS)

In Fort Mill, South Carolina, seasoned actuaries aiming for top-tier compensation can expect strong financial rewards, with the highest earners projected to command a salary of $183,142 in 2026. This figure stands out against the backdrop of a median annual salary of $118,156, illustrating a significant experience premium that can be achieved with over seven years in the field. Attaining such premium pay typically requires a combination of advanced actuarial credentials, such as FSA or FCAS, alongside specialized skills in areas like predictive analytics or enterprise risk management. Given the overall landscape of actuary salaries in Fort Mill, experienced professionals ready to invest in their education and certifications will find ample opportunities to reach the highest echelons of the profession.

About the Fort Mill Market

Salary estimated from South Carolina average ($108,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Fort Mill

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Fort Mill. The median salary is $118,156, compared to the national median of $134,160.$68.6K$99.5K$130.4K$161.4K$192.3K$76.2K10th Pctl$90.8K25th Pctl$118.2KMedian$151.2K75th Pctl$183.1K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Fort Mill earn between $151,240 and $183,142 per year (2026 est.). This $106,923 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Fort Mill median of $118,156 sits 11.93% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Fort Mill metro area.

Top ASA, FSA Salary Comparison

LevelFort MillNational
Median (P50)$118,156$134,160
75th Percentile$151,240$176,111
90th Percentile (Top 10%)$183,142$221,983

In Fort Mill, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Fort Mill

1

Advanced Certifications in South Carolina

SC actuaries with additional specialty certifications within the actuarial science field earn significantly above the $118,156 median. Expanded-scope credentials are increasingly valued by Fort Mill employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Fort Mill command premium compensation, often reaching the $151,240–$183,142 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Fort Mill metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Fort Mill with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in South Carolina who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Fort Mill

Clinical Actuary

0-5 years
$76,219 – $118,156

Senior/Lead Actuary

5-10 years
$118,156 – $151,240

Actuary Department Manager

10+ years
$151,240+

Educator / Specialty Leadership

Advanced
Varies by role

Fort Mill ranks #18 of 26 South Carolina cities for top earner actuary salary (90th percentile: $183,142).

Top 10% actuary compensation in Fort Mill ($183,142) is 8.96% below the South Carolina average P90 ($201,156).

2019 BLS Actual

$159,725

2025 BLS Actual

$177,463

2026 Current Est.

$183,142

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Fort Mill (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Fort Mill. Baseline $159,725 in 2025, projected to $189,002 by 2027.$139.1K$153.7K$168.2K$182.8K$197.3K2019202020212022202320242025202620272025 BLS$159.7K$161.7K$170.6K$164.4K$172.7K$147.4K$177.5K$183.1K$189.0K
YearAnnual SalaryStatus
2019$159,725Actual
2020$161,713Actual
2021$170,632Actual
2022$164,428Actual
2023$172,686Actual
2024$147,430Actual
2025$177,463Actual
2026(current)$183,142Estimated
2027$189,002Projected

Top-earning actuaries (90th percentile) in Fort Mill saw their compensation grow 11.1% from $159,725 in 2019 to $177,463 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $189,002 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Fort Mill metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Fort Mill

Compensation trends for senior actuaries in Fort Mill reveal distinct dynamics influenced by specialization and employer type. Those focusing on life and annuity, health, or property and casualty insurance can command higher salaries, particularly within large insurance firms such as Prudential and UnitedHealth. Reinsurance companies, including Munich Re and Swiss Re, also tend to offer competitive pay for actuaries skilled in capital modeling and data science. The advancement pathway in this profession usually starts from an actuarial analyst position, progressing through various credential stages and exams; attaining ASA typically takes 4-5 years, while achieving FSA often requires an additional 7-10 years. Furthermore, actuaries completing exams can benefit from immediate pay increases, as passing each exam can add $3,000 to $8,000 to their annual salary. This emphasis on continual learning and credential attainment makes compensation at the senior level not only lucrative but also aligned with the advanced qualifications achieved.

Frequently Asked Questions

How much do experienced actuaries make in Fort Mill in 2026?

Top-earning actuaries in Fort Mill (90th percentile) make $183,142/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $64,986 more than the area median of $118,156 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Fort Mill?

Higher actuary pay in Fort Mill is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Fort Mill?

The most impactful salary-boosting certifications for actuaries in Fort Mill include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $118,156, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Fort Mill?

Yes — the 90th percentile salary in Fort Mill is $183,142, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Fort Mill?

In Fort Mill, the gap between entry level ($76,219) and top earners ($183,142) is $106,923, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

Related Pages

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $177,463 for actuaries in the Fort Mill metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Fort Mill is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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