Senior Actuary Salary in North Kingstown, RI: $200,439 (2026)
Quick Answer:The top tier of actuaries working in North Kingstown, RI — those at or above the 90th percentile — pull in $200,439/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back North Kingstown's price premium (BEA RPP 100.5, 1% above national) and that top-decile pay carries the same buying power as $199,442 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In North Kingstown, Rhode Island, seasoned actuaries can anticipate a rewarding career with a median annual salary of $129,316 in 2026. The potential for top earners in this region is substantial, with the 90th percentile drawing an impressive $200,439 annually, while the 75th percentile can earn around $165,525. This significant gap between median earnings and top-tier pay underscores an experience premium, indicative of the value placed on seasoned professionals with over seven years in the field. To reach this elite compensation level, actuaries in North Kingstown typically need to specialize in areas such as predictive analytics, capital modeling, or enterprise risk management while advancing through the rigorous ASA to FSA credential progression. This demand for expertise, along with advanced technical skills, not only propels their earning potential but also differentiates them in the competitive market.
About the North Kingstown Market
Salary estimated from Rhode Island average ($120,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in North Kingstown
Experienced actuarys at the top of the pay scale in North Kingstown earn between $165,525 and $200,439 per year (2026 est.). This $116,581 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The North Kingstown median of $129,316 sits 3.61% below the US median.
Top ASA, FSA Salary Comparison
| Level | North Kingstown | National |
|---|---|---|
| Median (P50) | $129,316 | $134,160 |
| 75th Percentile | $165,525 | $176,111 |
| 90th Percentile (Top 10%) | $200,439 | $221,983 |
In North Kingstown, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in North Kingstown
Advanced Certifications in Rhode Island
RI actuaries with additional specialty certifications within the actuarial science field earn significantly above the $129,316 median. Expanded-scope credentials are increasingly valued by North Kingstown employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in North Kingstown command premium compensation, often reaching the $165,525–$200,439 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the North Kingstown metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in North Kingstown with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Rhode Island who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in North Kingstown
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedNorth Kingstown ranks #11 of 17 Rhode Island cities for top earner actuary salary (90th percentile: $200,439).
Top 10% actuary compensation in North Kingstown ($200,439) is 1.21% below the Rhode Island average P90 ($202,893).
2019 BLS Actual
$174,811
2025 BLS Actual
$194,224
2026 Current Est.
$200,439
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in North Kingstown (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $174,811 | Actual |
| 2020 | $176,987 | Actual |
| 2021 | $186,748 | Actual |
| 2022 | $179,957 | Actual |
| 2023 | $188,996 | Actual |
| 2024 | $179,284 | Actual |
| 2025 | $194,224 | Actual |
| 2026(current) | $200,439 | Estimated |
| 2027 | $206,853 | Projected |
Top-earning actuaries (90th percentile) in North Kingstown saw their compensation grow 11.1% from $174,811 in 2019 to $194,224 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $206,853 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the North Kingstown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in North Kingstown
Several specialization areas are known to command premium salaries among senior actuaries in North Kingstown. Life and annuity along with health-related actuaries find themselves in a lucrative niche, whereas expertise in property and casualty (P&C) and reinsurance pricing also stands out due to the region's insurance landscape. Compensation across various employers varies: life insurance giants like Prudential and MetLife often offer competitive salaries, while consulting firms such as Mercer and Aon typically provide added incentives for FSAs and FCAS. For actuaries eyeing leadership roles, a clear pathway exists from actuarial analyst positions to managing actuary or chief actuary roles, often influenced by the completion of actuarial exams and acquisition of advanced credentials such as ASA or FSA. Non-salary compensation, including study time benefits and signing bonuses for completed exams, adds further motivation to push through the challenging ASA-to-FSA transition, enhancing their value within the Rhode Island market.
More salary data for North Kingstown, RI:
Frequently Asked Questions
How much do experienced actuaries make in North Kingstown in 2026?
What drives higher actuary pay in North Kingstown?
What certifications boost actuary salary in North Kingstown?
Can experienced actuaries make six figures in North Kingstown?
How much does actuary salary increase over time in North Kingstown?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $194,224 for actuaries in the North Kingstown metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for North Kingstown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov