Senior Actuary Salary in York, PA: $193,267 (2026)
Quick Answer:The top tier of actuaries working in York, PA — those at or above the 90th percentile — pull in $193,267/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back York's price premium (BEA RPP 97.4, 3% below national) and that top-decile pay carries the same buying power as $198,426 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In the realm of experienced actuaries in York, Pennsylvania, salaries reflect a significant variation, particularly for those in senior positions with over seven years of experience. In 2026, the median annual salary stands at $124,688, but the potential for top earners is striking, with the 90th percentile reaching an impressive $193,267. This figure notably exceeds the national top earner average, illustrating a lucrative opportunity for high-performing professionals in the area. What sets these top-tier salaries apart is not just experience but also advanced credentials and specialization in high-demand areas. Achieving such pay typically involves a combination of specialized skill development and career advancement, often requiring actuaries to pursue further qualifications and navigate a strategic career path that builds on their foundational expertise.
About the York Market
Salary estimated from Pennsylvania average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in York
Experienced actuarys at the top of the pay scale in York earn between $159,601 and $193,267 per year (2026 est.). This $113,314 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The York median of $124,688 sits 7.06% below the US median.
Top ASA, FSA Salary Comparison
| Level | York | National |
|---|---|---|
| Median (P50) | $124,688 | $134,160 |
| 75th Percentile | $159,601 | $176,111 |
| 90th Percentile (Top 10%) | $193,267 | $221,983 |
In York, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in York
Advanced Certifications in Pennsylvania
PA actuaries with additional specialty certifications within the actuarial science field earn significantly above the $124,688 median. Expanded-scope credentials are increasingly valued by York employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in York command premium compensation, often reaching the $159,601–$193,267 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the York metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in York with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Pennsylvania who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in York
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedYork ranks #16 of 24 Pennsylvania cities for top earner actuary salary (90th percentile: $193,267).
Top 10% actuary compensation in York ($193,267) is 7.96% below the Pennsylvania average P90 ($209,983).
2019 BLS Actual
$168,555
2025 BLS Actual
$187,274
2026 Current Est.
$193,267
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in York (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $168,555 | Actual |
| 2020 | $170,654 | Actual |
| 2021 | $180,065 | Actual |
| 2022 | $173,518 | Actual |
| 2023 | $182,233 | Actual |
| 2024 | $184,393 | Actual |
| 2025 | $187,274 | Actual |
| 2026(current) | $193,267 | Estimated |
| 2027 | $199,451 | Projected |
Top-earning actuaries (90th percentile) in York saw their compensation grow 11.1% from $168,555 in 2019 to $187,274 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $199,451 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the York metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in York
Senior actuaries in York can capitalize on several lucrative areas of specialization that often command higher compensation. Fields like life and annuity, health, and property & casualty exhibit a market inclination toward advanced skills. For instance, professionals in enterprise risk management (ERM) and predictive analytics are becoming increasingly sought after, especially among larger employers including major insurance firms like Prudential and managed care entities such as UnitedHealth. Senior actuaries can expect compensation differences based on employer type, with consulting practices often providing premium pay for additional qualifications like FSA or FCAS. The path toward these advanced credentials can also impact earning potential; actuaries moving from ASA to FSA or entering practice principal tracks may see their salaries increase significantly after passing each examination, with estimates suggesting an additional $3,000 to $8,000 per exam. Senior professionals should focus on developing their expertise through continuous education and strategic positioning to fully leverage the earning potential available within York's job market.
More salary data for York, PA:
Frequently Asked Questions
How much do experienced actuaries make in York in 2026?
What drives higher actuary pay in York?
What certifications boost actuary salary in York?
Can experienced actuaries make six figures in York?
How much does actuary salary increase over time in York?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $187,274 for actuaries in the York metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for York is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov