Senior Actuary Salary in Coos Bay, OR: $201,829 (2026)
Quick Answer:The top tier of actuaries working in Coos Bay, OR — those at or above the 90th percentile — pull in $201,829/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Coos Bay's price premium (BEA RPP 102.6, 3% above national) and that top-decile pay carries the same buying power as $196,714 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Commanding an impressive $201,829, top earners among experienced actuaries in Coos Bay, OR, can enjoy a significantly lucrative position in the profession. This figure, part of a broad salary range that starts at $80,096 for the lowest 10%, highlights the compelling growth potential within the field. The median annual salary for seasoned actuaries is projected to reach $130,213 in 2026, indicating a clear experience premium that separates median earners from those at the upper echelons. Achieving this top-tier pay often requires advanced credentials such as Fellow of the Society of Actuaries (FSA) or Fellow of the Casualty Actuarial Society (FCAS), along with several years of rigorous exam passages, specialized skill development, and strategic career moves to ensure they capitalize on their extensive knowledge and experience.
About the Coos Bay Market
Salary estimated from Oregon average ($122,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Coos Bay
Experienced actuarys at the top of the pay scale in Coos Bay earn between $166,672 and $201,829 per year (2026 est.). This $121,733 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Coos Bay median of $130,213 sits 2.94% below the US median.
Top ASA, FSA Salary Comparison
| Level | Coos Bay | National |
|---|---|---|
| Median (P50) | $130,213 | $134,160 |
| 75th Percentile | $166,672 | $176,111 |
| 90th Percentile (Top 10%) | $201,829 | $221,983 |
In Coos Bay, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Coos Bay
Advanced Certifications in Oregon
OR actuaries with additional specialty certifications within the actuarial science field earn significantly above the $130,213 median. Expanded-scope credentials are increasingly valued by Coos Bay employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Coos Bay command premium compensation, often reaching the $166,672–$201,829 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Coos Bay metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Coos Bay with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Oregon who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Coos Bay
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedCoos Bay ranks #27 of 36 Oregon cities for top earner actuary salary (90th percentile: $201,829).
Top 10% actuary compensation in Coos Bay ($201,829) is 0.27% below the Oregon average P90 ($202,368).
2019 BLS Actual
$176,023
2025 BLS Actual
$195,571
2026 Current Est.
$201,829
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Coos Bay (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $176,023 | Actual |
| 2020 | $178,214 | Actual |
| 2021 | $188,043 | Actual |
| 2022 | $181,205 | Actual |
| 2023 | $190,307 | Actual |
| 2024 | $183,536 | Actual |
| 2025 | $195,571 | Actual |
| 2026(current) | $201,829 | Estimated |
| 2027 | $208,288 | Projected |
Top-earning actuaries (90th percentile) in Coos Bay saw their compensation grow 11.1% from $176,023 in 2019 to $195,571 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $208,288 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Coos Bay metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Coos Bay
Beyond basic salary structures, the specialized markets in Coos Bay hold the key to unlocking premium pay for senior actuaries. Areas such as life and annuity, predictive analytics, and enterprise risk management are particularly lucrative, often attracting higher compensation. Actuaries working within established life insurance companies, like Prudential and MetLife, typically experience different pay scales than their counterparts in health insurance giants like UnitedHealth and Cigna. Consulting firms such as Mercer and Aon also provide substantial pay for those holding advanced credentials, creating an interesting gradient between insurer and consulting firm pay. As actuaries progress from roles like actuarial analyst to managing or chief actuary, the requirements for advanced skills become imperative, especially in data science and capital modeling. Continuous exam progression drives salary increases, where each passed exam can equate to a $3,000 to $8,000 boost. Ultimately, the path from Associate (ASA) to Fellow (FSA) ensures not just a steady career trajectory but can also profoundly impact compensation in Coos Bay's competitive actuarial market.
More salary data for Coos Bay, OR:
Frequently Asked Questions
How much do experienced actuaries make in Coos Bay in 2026?
What drives higher actuary pay in Coos Bay?
What certifications boost actuary salary in Coos Bay?
Can experienced actuaries make six figures in Coos Bay?
How much does actuary salary increase over time in Coos Bay?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $195,571 for actuaries in the Coos Bay metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Coos Bay is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov