Senior Actuary Salary in Stillwater, OK: $179,832 (2026)
Quick Answer:The top tier of actuaries working in Stillwater, OK — those at or above the 90th percentile — pull in $179,832/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Stillwater's price premium (BEA RPP 88.9, 11% below national) and that top-decile pay carries the same buying power as $202,286 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In 2026, Stillwater, OK presents an intriguing opportunity for seasoned actuaries aiming for top-tier compensation. With a projected median annual salary of $116,021, top earners can potentially reach $179,832. This significant salary of P90 positions experienced actuaries in Stillwater well below the national benchmark of $134,160, highlighting a 13.52% differential. However, the variance between the median and peak earnings illustrates the rewards for those who ascend through advanced credentials and specialized skills. Reaching the highest echelons of senior actuary pay in this market typically requires not just years of experience but also a strategic focus on high-demand areas such as predictive analytics or enterprise risk management, paired with continuous professional development.
About the Stillwater Market
Salary estimated from Oklahoma average ($108,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Stillwater
Experienced actuarys at the top of the pay scale in Stillwater earn between $148,506 and $179,832 per year (2026 est.). This $107,877 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Stillwater median of $116,021 sits 13.52% below the US median.
Top ASA, FSA Salary Comparison
| Level | Stillwater | National |
|---|---|---|
| Median (P50) | $116,021 | $134,160 |
| 75th Percentile | $148,506 | $176,111 |
| 90th Percentile (Top 10%) | $179,832 | $221,983 |
In Stillwater, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Stillwater
Advanced Certifications in Oklahoma
OK actuaries with additional specialty certifications within the actuarial science field earn significantly above the $116,021 median. Expanded-scope credentials are increasingly valued by Stillwater employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Stillwater command premium compensation, often reaching the $148,506–$179,832 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Stillwater metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Stillwater with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Oklahoma who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Stillwater
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedStillwater ranks #12 of 27 Oklahoma cities for top earner actuary salary (90th percentile: $179,832).
Top 10% actuary compensation in Stillwater ($179,832) is 0.76% below the Oklahoma average P90 ($181,217).
2019 BLS Actual
$156,839
2025 BLS Actual
$174,256
2026 Current Est.
$179,832
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Stillwater (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $156,839 | Actual |
| 2020 | $158,791 | Actual |
| 2021 | $167,548 | Actual |
| 2022 | $161,456 | Actual |
| 2023 | $169,565 | Actual |
| 2024 | $144,767 | Actual |
| 2025 | $174,256 | Actual |
| 2026(current) | $179,832 | Estimated |
| 2027 | $185,587 | Projected |
Top-earning actuaries (90th percentile) in Stillwater saw their compensation grow 11.1% from $156,839 in 2019 to $174,256 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $185,587 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Stillwater metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Stillwater
Navigating senior actuary compensation in Stillwater entails understanding specializations that command premium pay. Actuaries with expertise in life and annuity, property and casualty (P&C), and capital modeling are particularly sought after, with leading insurance companies and consulting firms often offering enhanced benefits. For instance, professionals at firms like UnitedHealth, State Farm, and consultancy giants like Mercer often enjoy higher compensation levels. The pathway to these lucrative positions can consist of advancing from actuarial analyst to ASA, and ultimately achieving FSA or FCAS designations, which typically involve a series of exams and significant time investments. Continued exam progression directly correlates with salary increases, with each exam passed potentially augmenting compensation by $3,000 to $8,000. Non-salary incentives, such as signing bonuses for credential completions or study time benefits, further enhance the overall compensation package for seasoned professionals in the field.
More salary data for Stillwater, OK:
Frequently Asked Questions
How much do experienced actuaries make in Stillwater in 2026?
What drives higher actuary pay in Stillwater?
What certifications boost actuary salary in Stillwater?
Can experienced actuaries make six figures in Stillwater?
How much does actuary salary increase over time in Stillwater?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $174,256 for actuaries in the Stillwater metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Stillwater is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov