Senior Actuary Salary in Jacksonville, NC: $195,599 (2026)
Quick Answer:The top tier of actuaries working in Jacksonville, NC — those at or above the 90th percentile — pull in $195,599/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Jacksonville's price premium (BEA RPP 93.6, 6% below national) and that top-decile pay carries the same buying power as $208,973 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source

In Jacksonville, North Carolina, the potential for senior actuaries to command top-tier salaries is substantial, with the 2026 projected top earners (P90) making $195,599 annually. This figure positions them competitively within the national landscape, although it falls short of the national average of $134,160. The disparity between the median annual salary of $126,193 and the upper echelon of $195,599 reflects the experience premium that seasoned professionals with over seven years in the field can secure. Attaining such high compensation requires not only extensive knowledge of actuarial science but also specialization and a strong record of achievement, particularly in areas that are valued by employers, such as advanced analytics, life insurance, and enterprise risk management.
About the Jacksonville Market
Salary estimated from North Carolina average ($125,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Jacksonville
Experienced actuarys at the top of the pay scale in Jacksonville earn between $161,527 and $195,599 per year (2026 est.). This $120,873 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Jacksonville median of $126,193 sits 5.94% below the US median.
Top ASA, FSA Salary Comparison
| Level | Jacksonville | National |
|---|---|---|
| Median (P50) | $126,193 | $134,160 |
| 75th Percentile | $161,527 | $176,111 |
| 90th Percentile (Top 10%) | $195,599 | $221,983 |
In Jacksonville, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Jacksonville
Advanced Certifications in North Carolina
NC actuaries with additional specialty certifications within the actuarial science field earn significantly above the $126,193 median. Expanded-scope credentials are increasingly valued by Jacksonville employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Jacksonville command premium compensation, often reaching the $161,527–$195,599 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Jacksonville metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Jacksonville with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in North Carolina who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Jacksonville
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedJacksonville ranks #13 of 43 North Carolina cities for top earner actuary salary (90th percentile: $195,599).
Top 10% actuary compensation in Jacksonville ($195,599) is 4.08% below the North Carolina average P90 ($203,911).
2019 BLS Actual
$170,589
2025 BLS Actual
$189,534
2026 Current Est.
$195,599
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Jacksonville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $170,589 | Actual |
| 2020 | $172,713 | Actual |
| 2021 | $182,238 | Actual |
| 2022 | $175,612 | Actual |
| 2023 | $184,432 | Actual |
| 2024 | $182,244 | Actual |
| 2025 | $189,534 | Actual |
| 2026(current) | $195,599 | Estimated |
| 2027 | $201,858 | Projected |
Top-earning actuaries (90th percentile) in Jacksonville saw their compensation grow 11.1% from $170,589 in 2019 to $189,534 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $201,858 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Jacksonville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Jacksonville
Several factors contribute to the pronounced differences in senior actuary pay in Jacksonville, NC, where actuaries focusing on life and annuity or property & casualty may see more lucrative offers, especially within large firms like Prudential or State Farm. The dynamics of employer type heavily influence pay scales; for instance, consulting firms often provide higher salaries due to the premium placed on advanced credentials such as the ASA or FSA. Advancement routes typically include progressing from actuarial analyst roles to more senior positions like chief actuary, with compensation incentives closely tied to the achievement of fellow status through rigorous exam requirements. Furthermore, non-salary benefits such as signing bonuses and compensation for study time significantly enhance the overall financial package for high-caliber actuaries in this market, making the investment in credentials both lucrative and strategically beneficial.
More salary data for Jacksonville, NC:
Frequently Asked Questions
How much do experienced actuaries make in Jacksonville in 2026?
What drives higher actuary pay in Jacksonville?
What certifications boost actuary salary in Jacksonville?
Can experienced actuaries make six figures in Jacksonville?
How much does actuary salary increase over time in Jacksonville?
Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $189,534 for actuaries in the Jacksonville metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Jacksonville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov