Actuary Pay

Senior Actuary Salary in Jacksonville, NC: $195,599 (2026)

Quick Answer:The top tier of actuaries working in Jacksonville, NC — those at or above the 90th percentile — pull in $195,599/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Jacksonville's price premium (BEA RPP 93.6, 6% below national) and that top-decile pay carries the same buying power as $208,973 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$195,599
Top 10% Earn
$94.04/hr
Top Hourly Rate
$161,527
75th Percentile
$195,599
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Jacksonville, NC — 2026 est., based on 2025 BLS
Jacksonville, NC actuary senior salary overview (2026 est., based on 2025 BLS)

In Jacksonville, North Carolina, the potential for senior actuaries to command top-tier salaries is substantial, with the 2026 projected top earners (P90) making $195,599 annually. This figure positions them competitively within the national landscape, although it falls short of the national average of $134,160. The disparity between the median annual salary of $126,193 and the upper echelon of $195,599 reflects the experience premium that seasoned professionals with over seven years in the field can secure. Attaining such high compensation requires not only extensive knowledge of actuarial science but also specialization and a strong record of achievement, particularly in areas that are valued by employers, such as advanced analytics, life insurance, and enterprise risk management.

About the Jacksonville Market

Salary estimated from North Carolina average ($125,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Jacksonville

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Jacksonville. The median salary is $126,193, compared to the national median of $134,160.$67.3K$101.8K$136.3K$170.8K$205.4K$74.7K10th Pctl$92.7K25th Pctl$126.2KMedian$161.5K75th Pctl$195.6K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Jacksonville earn between $161,527 and $195,599 per year (2026 est.). This $120,873 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Jacksonville median of $126,193 sits 5.94% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Jacksonville metro area.

Top ASA, FSA Salary Comparison

LevelJacksonvilleNational
Median (P50)$126,193$134,160
75th Percentile$161,527$176,111
90th Percentile (Top 10%)$195,599$221,983

In Jacksonville, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Jacksonville

1

Advanced Certifications in North Carolina

NC actuaries with additional specialty certifications within the actuarial science field earn significantly above the $126,193 median. Expanded-scope credentials are increasingly valued by Jacksonville employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Jacksonville command premium compensation, often reaching the $161,527–$195,599 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Jacksonville metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Jacksonville with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in North Carolina who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Jacksonville

Clinical Actuary

0-5 years
$74,726 – $126,193

Senior/Lead Actuary

5-10 years
$126,193 – $161,527

Actuary Department Manager

10+ years
$161,527+

Educator / Specialty Leadership

Advanced
Varies by role

Jacksonville ranks #13 of 43 North Carolina cities for top earner actuary salary (90th percentile: $195,599).

Top 10% actuary compensation in Jacksonville ($195,599) is 4.08% below the North Carolina average P90 ($203,911).

2019 BLS Actual

$170,589

2025 BLS Actual

$189,534

2026 Current Est.

$195,599

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Jacksonville (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Jacksonville. Baseline $170,589 in 2025, projected to $201,858 by 2027.$164.3K$175.3K$186.2K$197.2K$208.1K2019202020212022202320242025202620272025 BLS$170.6K$172.7K$182.2K$175.6K$184.4K$182.2K$189.5K$195.6K$201.9K
YearAnnual SalaryStatus
2019$170,589Actual
2020$172,713Actual
2021$182,238Actual
2022$175,612Actual
2023$184,432Actual
2024$182,244Actual
2025$189,534Actual
2026(current)$195,599Estimated
2027$201,858Projected

Top-earning actuaries (90th percentile) in Jacksonville saw their compensation grow 11.1% from $170,589 in 2019 to $189,534 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $201,858 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Jacksonville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Jacksonville

Several factors contribute to the pronounced differences in senior actuary pay in Jacksonville, NC, where actuaries focusing on life and annuity or property & casualty may see more lucrative offers, especially within large firms like Prudential or State Farm. The dynamics of employer type heavily influence pay scales; for instance, consulting firms often provide higher salaries due to the premium placed on advanced credentials such as the ASA or FSA. Advancement routes typically include progressing from actuarial analyst roles to more senior positions like chief actuary, with compensation incentives closely tied to the achievement of fellow status through rigorous exam requirements. Furthermore, non-salary benefits such as signing bonuses and compensation for study time significantly enhance the overall financial package for high-caliber actuaries in this market, making the investment in credentials both lucrative and strategically beneficial.

Frequently Asked Questions

How much do experienced actuaries make in Jacksonville in 2026?

Top-earning actuaries in Jacksonville (90th percentile) make $195,599/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $69,406 more than the area median of $126,193 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Jacksonville?

Higher actuary pay in Jacksonville is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Jacksonville?

The most impactful salary-boosting certifications for actuaries in Jacksonville include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $126,193, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Jacksonville?

Yes — the 90th percentile salary in Jacksonville is $195,599, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Jacksonville?

In Jacksonville, the gap between entry level ($74,726) and top earners ($195,599) is $120,873, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $189,534 for actuaries in the Jacksonville metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Jacksonville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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