Actuary Pay

Senior Actuary Salary in White Plains, NY: $234,583 (2026)

Quick Answer:The top tier of actuaries working in White Plains, NY — those at or above the 90th percentile — pull in $234,583/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back White Plains's price premium (BEA RPP 115.9, 16% above national) and that top-decile pay carries the same buying power as $202,401 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$234,583
Top 10% Earn
$112.78/hr
Top Hourly Rate
$193,720
75th Percentile
$234,583
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in White Plains, NY — 2026 est., based on 2025 BLS
White Plains, NY actuary senior salary overview (2026 est., based on 2025 BLS)

In White Plains, NY, the earning potential for seasoned actuaries is robust, with senior professionals positioned to achieve salaries significantly above the median. The top earners in this market can command a substantial $234,583, illustrating the pronounced gap between the median annual salary of $151,344 and the highest tier of compensation available. This salary spectrum highlights the experience premium associated with higher roles in the actuarial field, where having over seven years of experience often aligns with increased responsibilities and specialized knowledge. Reaching such upper-tier pay demands a combination of technical proficiency, strategic networking, and, often, advanced actuarial credentials that validate expertise in critical areas.

About the White Plains Market

Salary estimated from New York average ($152,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in White Plains

Vertical bar chart of 10th through 90th percentile salaries for actuarys in White Plains. The median salary is $151,344, compared to the national median of $134,160.$84.6K$125.0K$165.5K$205.9K$246.3K$94.0K10th Pctl$114.5K25th Pctl$151.3KMedian$193.7K75th Pctl$234.6K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in White Plains earn between $193,720 and $234,583 per year (2026 est.). This $140,585 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The White Plains median of $151,344 sits 12.81% above the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the White Plains metro area.

Top ASA, FSA Salary Comparison

LevelWhite PlainsNational
Median (P50)$151,344$134,160
75th Percentile$193,720$176,111
90th Percentile (Top 10%)$234,583$221,983

In White Plains, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in White Plains

1

Advanced Certifications in New York

NY actuaries with additional specialty certifications within the actuarial science field earn significantly above the $151,344 median. Expanded-scope credentials are increasingly valued by White Plains employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in White Plains command premium compensation, often reaching the $193,720–$234,583 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the White Plains metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in White Plains with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in New York who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in White Plains

Clinical Actuary

0-5 years
$93,998 – $151,344

Senior/Lead Actuary

5-10 years
$151,344 – $193,720

Actuary Department Manager

10+ years
$193,720+

Educator / Specialty Leadership

Advanced
Varies by role

White Plains ranks #13 of 38 New York cities for top earner actuary salary (90th percentile: $234,583).

Top 10% actuary compensation in White Plains ($234,583) is 14.31% below the New York average P90 ($273,757).

2019 BLS Actual

$204,589

2025 BLS Actual

$227,309

2026 Current Est.

$234,583

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in White Plains (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in White Plains. Baseline $204,589 in 2025, projected to $242,090 by 2027.$192.4K$213.8K$235.2K$256.6K$278.0K2019202020212022202320242025202620272025 BLS$204.6K$207.1K$218.6K$210.6K$221.2K$265.8K$227.3K$234.6K$242.1K
YearAnnual SalaryStatus
2019$204,589Actual
2020$207,135Actual
2021$218,559Actual
2022$210,612Actual
2023$221,190Actual
2024$265,777Actual
2025$227,309Actual
2026(current)$234,583Estimated
2027$242,090Projected

Top-earning actuaries (90th percentile) in White Plains saw their compensation grow 11.1% from $204,589 in 2019 to $227,309 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $242,090 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the White Plains metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in White Plains

Compensation for experienced actuaries in White Plains varies among sectors, with specific specializations attracting premium pay. For instance, professionals specializing in life and annuity, health insurance, and enterprise risk management can expect elevated salaries due to the complexity and demand for their expertise. Senior roles often emerge from pathways that typically include starting as an actuarial analyst, earning the ASA, and progressing to FSA or FCAS designations. Consulting firms like Mercer or Aon tend to offer higher compensation packages compared to traditional life insurance firms such as MetLife or Prudential. Credential progression plays a pivotal role in salary elevation; passing additional exams can increase base pay by as much as $8,000 per step. In this competitive market, advanced actuarial credentials not only serve as proof of proficiency but also enhance overall earning potential across various employer types in NY, making it essential for actuaries to continually invest in their professional development.

Frequently Asked Questions

How much do experienced actuaries make in White Plains in 2026?

Top-earning actuaries in White Plains (90th percentile) make $234,583/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $83,239 more than the area median of $151,344 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in White Plains?

Higher actuary pay in White Plains is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in White Plains?

The most impactful salary-boosting certifications for actuaries in White Plains include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $151,344, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in White Plains?

Yes — the 90th percentile salary in White Plains is $234,583, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in White Plains?

In White Plains, the gap between entry level ($93,998) and top earners ($234,583) is $140,585, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $227,309 for actuaries in the White Plains metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for White Plains is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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