Senior Actuary Salary in Perth Amboy, NJ: $234,647 (2026)
Quick Answer:The top tier of actuaries working in Perth Amboy, NJ — those at or above the 90th percentile — pull in $234,647/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Perth Amboy's price premium (BEA RPP 115.2, 15% above national) and that top-decile pay carries the same buying power as $203,687 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In 2026, experienced actuaries in Perth Amboy can anticipate lucrative compensation, with the median annual salary projected at $151,385. More strikingly, top earners can achieve salaries reaching up to $234,647, reflecting a significant gap between those at the pinnacle of their careers and the median figure. This experience premium distinctly highlights the value employers place on seasoned professionals who possess advanced skills and credentials. To reach such upper-tier pay, actuaries typically leverage extensive experience, specialized areas of concentration, and an unwavering commitment to continuing education, including achieving Fellow status (FSA) through the Society of Actuaries (SOA) or the Casualty Actuarial Society (CAS).
About the Perth Amboy Market
Salary estimated from New Jersey average ($142,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Perth Amboy
Experienced actuarys at the top of the pay scale in Perth Amboy earn between $193,772 and $234,647 per year (2026 est.). This $139,112 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Perth Amboy median of $151,385 sits 12.84% above the US median.
Top ASA, FSA Salary Comparison
| Level | Perth Amboy | National |
|---|---|---|
| Median (P50) | $151,385 | $134,160 |
| 75th Percentile | $193,772 | $176,111 |
| 90th Percentile (Top 10%) | $234,647 | $221,983 |
In Perth Amboy, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Perth Amboy
Advanced Certifications in New Jersey
NJ actuaries with additional specialty certifications within the actuarial science field earn significantly above the $151,385 median. Expanded-scope credentials are increasingly valued by Perth Amboy employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Perth Amboy command premium compensation, often reaching the $193,772–$234,647 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Perth Amboy metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Perth Amboy with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in New Jersey who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Perth Amboy
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedPerth Amboy ranks #33 of 61 New Jersey cities for top earner actuary salary (90th percentile: $234,647).
Top 10% actuary compensation in Perth Amboy ($234,647) is 1.51% above the New Jersey average P90 ($231,163).
2019 BLS Actual
$204,644
2025 BLS Actual
$227,371
2026 Current Est.
$234,647
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Perth Amboy (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $204,644 | Actual |
| 2020 | $207,192 | Actual |
| 2021 | $218,619 | Actual |
| 2022 | $210,670 | Actual |
| 2023 | $221,251 | Actual |
| 2024 | $248,360 | Actual |
| 2025 | $227,371 | Actual |
| 2026(current) | $234,647 | Estimated |
| 2027 | $242,156 | Projected |
Top-earning actuaries (90th percentile) in Perth Amboy saw their compensation grow 11.1% from $204,644 in 2019 to $227,371 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $242,156 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Perth Amboy metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Perth Amboy
Beyond the base salary, the dynamics of compensation for senior actuaries in Perth Amboy reflect the complexities of specialized fields and employer types. Those focusing on life and annuity, health, and enterprise risk management (ERM) often command higher salaries due to the intricate nature of these domains. Different employers further influence pay scales significantly; for instance, actuaries working for large life insurance corporations like Prudential or health insurers such as UnitedHealth may see different salary structures compared to those in consulting firms like Mercer or Aon. Leadership advancement paths, such as progressing from actuarial analyst to managing actuary or chief actuary, provide further avenues for increased pay. Continuous professional development—passing exams and obtaining designations like ASA or FSA—drives compensation growth, with each exam passed typically translating to a substantial salary increase. In the competitive market of NJ, these factors collectively elevate the earning potential for senior actuaries beyond the already attractive figures.
More salary data for Perth Amboy, NJ:
Frequently Asked Questions
How much do experienced actuaries make in Perth Amboy in 2026?
What drives higher actuary pay in Perth Amboy?
What certifications boost actuary salary in Perth Amboy?
Can experienced actuaries make six figures in Perth Amboy?
How much does actuary salary increase over time in Perth Amboy?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $227,371 for actuaries in the Perth Amboy metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Perth Amboy is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov