Actuary Pay

Senior Actuary Salary in Kearney, NE: $183,227 (2026)

Quick Answer:The top tier of actuaries working in Kearney, NE — those at or above the 90th percentile — pull in $183,227/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Kearney's price premium (BEA RPP 91.5, 8% below national) and that top-decile pay carries the same buying power as $200,248 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$183,227
Top 10% Earn
$88.09/hr
Top Hourly Rate
$151,311
75th Percentile
$183,227
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Kearney, NE — 2026 est., based on 2025 BLS
Kearney, NE actuary senior salary overview (2026 est., based on 2025 BLS)

Kearney, Nebraska, presents a compelling opportunity for seasoned actuaries, especially those targeting the upper echelons of the profession. With a projected top earner salary of $183,227 in 2026 and a strong P75 compensation of $151,311, experienced actuaries in this market stand to benefit significantly. While the median annual salary sits at $118,211, the gap to those at the highest pay levels underscores the value of expertise and specialization in defining one's career trajectory. To achieve these top-tier pay rates, actuaries must not only accumulate years of experience but also develop niche skills and potentially acquire advanced credentials that are widely respected across employer sectors in Kearney.

About the Kearney Market

Salary estimated from Nebraska average ($118,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Kearney

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Kearney. The median salary is $118,211, compared to the national median of $134,160.$69.4K$100.1K$130.9K$161.6K$192.4K$77.1K10th Pctl$92.2K25th Pctl$118.2KMedian$151.3K75th Pctl$183.2K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Kearney earn between $151,311 and $183,227 per year (2026 est.). This $106,163 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Kearney median of $118,211 sits 11.89% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Kearney metro area.

Top ASA, FSA Salary Comparison

LevelKearneyNational
Median (P50)$118,211$134,160
75th Percentile$151,311$176,111
90th Percentile (Top 10%)$183,227$221,983

In Kearney, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Kearney

1

Advanced Certifications in Nebraska

NE actuaries with additional specialty certifications within the actuarial science field earn significantly above the $118,211 median. Expanded-scope credentials are increasingly valued by Kearney employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Kearney command premium compensation, often reaching the $151,311–$183,227 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Kearney metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Kearney with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Nebraska who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Kearney

Clinical Actuary

0-5 years
$77,064 – $118,211

Senior/Lead Actuary

5-10 years
$118,211 – $151,311

Actuary Department Manager

10+ years
$151,311+

Educator / Specialty Leadership

Advanced
Varies by role

Kearney ranks #7 of 13 Nebraska cities for top earner actuary salary (90th percentile: $183,227).

Top 10% actuary compensation in Kearney ($183,227) is 2.01% below the Nebraska average P90 ($186,987).

2019 BLS Actual

$159,800

2025 BLS Actual

$177,546

2026 Current Est.

$183,227

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Kearney (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Kearney. Baseline $159,800 in 2025, projected to $189,091 by 2027.$153.9K$164.2K$174.4K$184.7K$194.9K2019202020212022202320242025202620272025 BLS$159.8K$161.8K$170.7K$164.5K$172.8K$161.2K$177.5K$183.2K$189.1K
YearAnnual SalaryStatus
2019$159,800Actual
2020$161,789Actual
2021$170,712Actual
2022$164,504Actual
2023$172,767Actual
2024$161,158Actual
2025$177,546Actual
2026(current)$183,227Estimated
2027$189,091Projected

Top-earning actuaries (90th percentile) in Kearney saw their compensation grow 11.1% from $159,800 in 2019 to $177,546 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $189,091 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Kearney metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Kearney

Senior actuaries with specialized knowledge can command higher salaries in Nebraska, particularly in areas such as capital modeling, health insurance, and enterprise risk management. Different employer types remain key to varying compensation; actuaries working for life and health insurers like Prudential or UnitedHealth often find salaries that reflect competitive demand, while those in consultancy firms such as Mercer or Milliman can leverage their credentials for significant pay increases. As actuaries progress through their careers—from actuarial analyst to ASA and eventually to FSA—additional exams completed typically translate into salary hikes that can range as much as $3,000 to $8,000 per exam. The ASA-to-FSA transition is crucial, with the completion of these credentials opening doors to roles that significantly influence compensation packages. In Kearney, the pathway to maximizing senior actuary pay extends beyond traditional credentials, emphasizing the value of strategic specialization and continued professional development.

Frequently Asked Questions

How much do experienced actuaries make in Kearney in 2026?

Top-earning actuaries in Kearney (90th percentile) make $183,227/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $65,016 more than the area median of $118,211 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Kearney?

Higher actuary pay in Kearney is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Kearney?

The most impactful salary-boosting certifications for actuaries in Kearney include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $118,211, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Kearney?

Yes — the 90th percentile salary in Kearney is $183,227, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Kearney?

In Kearney, the gap between entry level ($77,064) and top earners ($183,227) is $106,163, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $177,546 for actuaries in the Kearney metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Kearney is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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