Actuary Pay

Senior Actuary Salary in Roseville, MN: $202,586 (2026)

Quick Answer:The top tier of actuaries working in Roseville, MN — those at or above the 90th percentile — pull in $202,586/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Roseville's price premium (BEA RPP 98.5, 1% below national) and that top-decile pay carries the same buying power as $205,671 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$202,586
Top 10% Earn
$97.40/hr
Top Hourly Rate
$167,296
75th Percentile
$202,586
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Roseville, MN — 2026 est., based on 2025 BLS
Roseville, MN actuary senior salary overview (2026 est., based on 2025 BLS)

In Roseville, MN, senior actuaries can earn substantial compensation, particularly at the top end of the salary range. In 2026, the potential for seasoned professionals is exemplified by a P90 figure of $202,586, which highlights a significant gap from the median annual salary of $130,701. This $71,885 difference not only illustrates the earning potential available to those who rise to the upper echelons of the profession but also reflects the value placed on experience and advanced skill sets. To access this top-tier pay, actuaries typically need to cultivate specialized expertise and often hold advanced credentials such as FSA or FCAS, in addition to accumulating extensive experience in areas that are in high demand within the industry.

About the Roseville Market

Salary estimated from Minnesota average ($128,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Roseville

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Roseville. The median salary is $130,701, compared to the national median of $134,160.$72.6K$107.6K$142.6K$177.7K$212.7K$80.6K10th Pctl$98.2K25th Pctl$130.7KMedian$167.3K75th Pctl$202.6K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Roseville earn between $167,296 and $202,586 per year (2026 est.). This $121,952 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Roseville median of $130,701 sits 2.58% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Roseville metro area.

Top ASA, FSA Salary Comparison

LevelRosevilleNational
Median (P50)$130,701$134,160
75th Percentile$167,296$176,111
90th Percentile (Top 10%)$202,586$221,983

In Roseville, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Roseville

1

Advanced Certifications in Minnesota

MN actuaries with additional specialty certifications within the actuarial science field earn significantly above the $130,701 median. Expanded-scope credentials are increasingly valued by Roseville employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Roseville command premium compensation, often reaching the $167,296–$202,586 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Roseville metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Roseville with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Minnesota who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Roseville

Clinical Actuary

0-5 years
$80,634 – $130,701

Senior/Lead Actuary

5-10 years
$130,701 – $167,296

Actuary Department Manager

10+ years
$167,296+

Educator / Specialty Leadership

Advanced
Varies by role

Roseville ranks #11 of 44 Minnesota cities for top earner actuary salary (90th percentile: $202,586).

Top 10% actuary compensation in Roseville ($202,586) is 6.64% below the Minnesota average P90 ($216,990).

2019 BLS Actual

$176,683

2025 BLS Actual

$196,304

2026 Current Est.

$202,586

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Roseville (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Roseville. Baseline $176,683 in 2025, projected to $209,068 by 2027.$170.2K$181.5K$192.9K$204.2K$215.5K2019202020212022202320242025202620272025 BLS$176.7K$178.9K$188.7K$181.9K$191.0K$193.3K$196.3K$202.6K$209.1K
YearAnnual SalaryStatus
2019$176,683Actual
2020$178,882Actual
2021$188,748Actual
2022$181,885Actual
2023$191,020Actual
2024$193,285Actual
2025$196,304Actual
2026(current)$202,586Estimated
2027$209,068Projected

Top-earning actuaries (90th percentile) in Roseville saw their compensation grow 11.1% from $176,683 in 2019 to $196,304 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $209,068 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Roseville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Roseville

Pay scales for senior actuaries in Roseville vary greatly based on specialization and the type of employer. Certain fields like life and annuity, health insurance, and property and casualty (P&C) demonstrate heightened earning capacity. Companies such as UnitedHealth and Prudential are known for offering competitive salaries to attract top talent, especially those with advanced skills in predictive analytics or capital modeling. Achieving roles such as managing actuary or chief actuary generally requires an ongoing commitment to professional development through rigorous exam progression and specialization. The ASA-to-FSA trajectory commonly spans five to eight years and can significantly impact salary, with each passed exam yielding potential pay raises of $3,000 to $8,000. Furthermore, senior actuaries can enhance their earning potential with additional certifications and by capitalizing on lucrative consulting opportunities with firms like Mercer and Aon, which often pay more for FSAs than traditional insurers. Overall, those in Roseville who strategically navigate their careers can realize impressive salary growth as they ascend the ranks in this field.

Frequently Asked Questions

How much do experienced actuaries make in Roseville in 2026?

Top-earning actuaries in Roseville (90th percentile) make $202,586/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $71,885 more than the area median of $130,701 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Roseville?

Higher actuary pay in Roseville is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Roseville?

The most impactful salary-boosting certifications for actuaries in Roseville include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $130,701, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Roseville?

Yes — the 90th percentile salary in Roseville is $202,586, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Roseville?

In Roseville, the gap between entry level ($80,634) and top earners ($202,586) is $121,952, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $196,304 for actuaries in the Roseville metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Roseville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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