Senior Actuary Salary in Roseville, MN: $202,586 (2026)
Quick Answer:The top tier of actuaries working in Roseville, MN — those at or above the 90th percentile — pull in $202,586/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Roseville's price premium (BEA RPP 98.5, 1% below national) and that top-decile pay carries the same buying power as $205,671 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source

In Roseville, MN, senior actuaries can earn substantial compensation, particularly at the top end of the salary range. In 2026, the potential for seasoned professionals is exemplified by a P90 figure of $202,586, which highlights a significant gap from the median annual salary of $130,701. This $71,885 difference not only illustrates the earning potential available to those who rise to the upper echelons of the profession but also reflects the value placed on experience and advanced skill sets. To access this top-tier pay, actuaries typically need to cultivate specialized expertise and often hold advanced credentials such as FSA or FCAS, in addition to accumulating extensive experience in areas that are in high demand within the industry.
About the Roseville Market
Salary estimated from Minnesota average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Roseville
Experienced actuarys at the top of the pay scale in Roseville earn between $167,296 and $202,586 per year (2026 est.). This $121,952 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Roseville median of $130,701 sits 2.58% below the US median.
Top ASA, FSA Salary Comparison
| Level | Roseville | National |
|---|---|---|
| Median (P50) | $130,701 | $134,160 |
| 75th Percentile | $167,296 | $176,111 |
| 90th Percentile (Top 10%) | $202,586 | $221,983 |
In Roseville, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Roseville
Advanced Certifications in Minnesota
MN actuaries with additional specialty certifications within the actuarial science field earn significantly above the $130,701 median. Expanded-scope credentials are increasingly valued by Roseville employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Roseville command premium compensation, often reaching the $167,296–$202,586 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Roseville metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Roseville with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Minnesota who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Roseville
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedRoseville ranks #11 of 44 Minnesota cities for top earner actuary salary (90th percentile: $202,586).
Top 10% actuary compensation in Roseville ($202,586) is 6.64% below the Minnesota average P90 ($216,990).
2019 BLS Actual
$176,683
2025 BLS Actual
$196,304
2026 Current Est.
$202,586
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Roseville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $176,683 | Actual |
| 2020 | $178,882 | Actual |
| 2021 | $188,748 | Actual |
| 2022 | $181,885 | Actual |
| 2023 | $191,020 | Actual |
| 2024 | $193,285 | Actual |
| 2025 | $196,304 | Actual |
| 2026(current) | $202,586 | Estimated |
| 2027 | $209,068 | Projected |
Top-earning actuaries (90th percentile) in Roseville saw their compensation grow 11.1% from $176,683 in 2019 to $196,304 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $209,068 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Roseville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Roseville
Pay scales for senior actuaries in Roseville vary greatly based on specialization and the type of employer. Certain fields like life and annuity, health insurance, and property and casualty (P&C) demonstrate heightened earning capacity. Companies such as UnitedHealth and Prudential are known for offering competitive salaries to attract top talent, especially those with advanced skills in predictive analytics or capital modeling. Achieving roles such as managing actuary or chief actuary generally requires an ongoing commitment to professional development through rigorous exam progression and specialization. The ASA-to-FSA trajectory commonly spans five to eight years and can significantly impact salary, with each passed exam yielding potential pay raises of $3,000 to $8,000. Furthermore, senior actuaries can enhance their earning potential with additional certifications and by capitalizing on lucrative consulting opportunities with firms like Mercer and Aon, which often pay more for FSAs than traditional insurers. Overall, those in Roseville who strategically navigate their careers can realize impressive salary growth as they ascend the ranks in this field.
More salary data for Roseville, MN:
Frequently Asked Questions
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Can experienced actuaries make six figures in Roseville?
How much does actuary salary increase over time in Roseville?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $196,304 for actuaries in the Roseville metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Roseville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov