Senior Actuary Salary in Ramsey, MN: $199,741 (2026)
Quick Answer:The top tier of actuaries working in Ramsey, MN — those at or above the 90th percentile — pull in $199,741/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Ramsey's price premium (BEA RPP 98.5, 1% below national) and that top-decile pay carries the same buying power as $202,783 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
The compensation landscape for seasoned actuaries in Ramsey, Minnesota, presents ample opportunities for those with deep expertise and a proven record. Projected for 2026, the median annual salary for experienced actuaries stands at $128,865, but top earners can expect to bring in as much as $199,741, illustrating a significant experience premium that highlights the value of advanced knowledge and skill set. This gap between the median and the high end of the salary range underscores the importance of specialization and professional development. Achieving such top-tier pay usually requires a combination of advanced certifications, such as Fellowship status, and a commitment to continuous learning. Actuaries in Ramsey, MN, who are adept at navigating complex risk scenarios and adapting to market demands, especially in competitive fields, may find themselves closer to these higher earning brackets.
About the Ramsey Market
Salary estimated from Minnesota average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Ramsey
Experienced actuarys at the top of the pay scale in Ramsey earn between $164,947 and $199,741 per year (2026 est.). This $123,283 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Ramsey median of $128,865 sits 3.95% below the US median.
Top ASA, FSA Salary Comparison
| Level | Ramsey | National |
|---|---|---|
| Median (P50) | $128,865 | $134,160 |
| 75th Percentile | $164,947 | $176,111 |
| 90th Percentile (Top 10%) | $199,741 | $221,983 |
In Ramsey, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Ramsey
Advanced Certifications in Minnesota
MN actuaries with additional specialty certifications within the actuarial science field earn significantly above the $128,865 median. Expanded-scope credentials are increasingly valued by Ramsey employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Ramsey command premium compensation, often reaching the $164,947–$199,741 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Ramsey metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Ramsey with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Minnesota who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Ramsey
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedRamsey ranks #23 of 44 Minnesota cities for top earner actuary salary (90th percentile: $199,741).
Top 10% actuary compensation in Ramsey ($199,741) is 7.95% below the Minnesota average P90 ($216,990).
2019 BLS Actual
$174,201
2025 BLS Actual
$193,547
2026 Current Est.
$199,741
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Ramsey (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $174,201 | Actual |
| 2020 | $176,370 | Actual |
| 2021 | $186,097 | Actual |
| 2022 | $179,330 | Actual |
| 2023 | $188,337 | Actual |
| 2024 | $190,569 | Actual |
| 2025 | $193,547 | Actual |
| 2026(current) | $199,741 | Estimated |
| 2027 | $206,132 | Projected |
Top-earning actuaries (90th percentile) in Ramsey saw their compensation grow 11.1% from $174,201 in 2019 to $193,547 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $206,132 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Ramsey metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Ramsey
In Ramsey, actuaries who hone specific skill sets can command significantly higher salaries, reflecting the dynamic needs within various sectors. Specializations such as life and annuity, health, reinsurance pricing, and predictive analytics especially see premium compensation. The differences in employer types further influence senior actuary pay in MN; firms like Prudential, MetLife, and UnitedHealth offer competitive wages, often favoring FSAs and FCAS holders who excel in analytical decision-making. Growth trajectories in this field typically lead from roles like actuarial analyst to specialized positions such as managing actuary or chief actuary, following a structured exam progression from ASA to FSA or FCAS within approximately five to eight years. Moreover, actuaries who pursue advanced credentials benefit from non-salary compensation that includes study time assistance and signing bonuses for completed exams. Overall, the salary potential for senior actuaries in Ramsey reflects both the complexity of the market and the rigorous standards set forth by the Society of Actuaries (SOA) and other credentialing bodies.
More salary data for Ramsey, MN:
Frequently Asked Questions
How much do experienced actuaries make in Ramsey in 2026?
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What certifications boost actuary salary in Ramsey?
Can experienced actuaries make six figures in Ramsey?
How much does actuary salary increase over time in Ramsey?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $193,547 for actuaries in the Ramsey metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Ramsey is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov