Senior Actuary Salary in Bloomington, MN: $197,915 (2026)
Quick Answer:The top tier of actuaries working in Bloomington, MN — those at or above the 90th percentile — pull in $197,915/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Bloomington's price premium (BEA RPP 98.5, 1% below national) and that top-decile pay carries the same buying power as $200,929 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In the competitive actuarial job market of Bloomington, Minnesota, professionals with extensive experience can expect substantial compensation rewards. The projected median annual salary for seasoned actuaries in 2026 is $127,687, but those who ascend to the upper echelons of their career can realize salaries reaching $197,915 at the 90th percentile. This remarkable figure offers a unique edge compared to national benchmarks, where the highest earners can make $134,160 nationally. Achieving such top actuary salaries in Bloomington often requires a blend of advanced technical skills and strategic networking, along with relevant credentials such as the ASA and FSA, which enhance an actuary's value in the job market.
About the Bloomington Market
Salary estimated from Minnesota average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Bloomington
Experienced actuarys at the top of the pay scale in Bloomington earn between $163,440 and $197,915 per year (2026 est.). This $118,921 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Bloomington median of $127,687 sits 4.82% below the US median.
Top ASA, FSA Salary Comparison
| Level | Bloomington | National |
|---|---|---|
| Median (P50) | $127,687 | $134,160 |
| 75th Percentile | $163,440 | $176,111 |
| 90th Percentile (Top 10%) | $197,915 | $221,983 |
In Bloomington, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Bloomington
Advanced Certifications in Minnesota
MN actuaries with additional specialty certifications within the actuarial science field earn significantly above the $127,687 median. Expanded-scope credentials are increasingly valued by Bloomington employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Bloomington command premium compensation, often reaching the $163,440–$197,915 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Bloomington metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Bloomington with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Minnesota who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Bloomington
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedBloomington ranks #31 of 44 Minnesota cities for top earner actuary salary (90th percentile: $197,915).
Top 10% actuary compensation in Bloomington ($197,915) is 8.79% below the Minnesota average P90 ($216,990).
2019 BLS Actual
$172,609
2025 BLS Actual
$191,778
2026 Current Est.
$197,915
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Bloomington (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $172,609 | Actual |
| 2020 | $174,758 | Actual |
| 2021 | $184,396 | Actual |
| 2022 | $177,691 | Actual |
| 2023 | $186,616 | Actual |
| 2024 | $190,041 | Actual |
| 2025 | $191,778 | Actual |
| 2026(current) | $197,915 | Estimated |
| 2027 | $204,248 | Projected |
Top-earning actuaries (90th percentile) in Bloomington saw their compensation grow 11.1% from $172,609 in 2019 to $191,778 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $204,248 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Bloomington metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Bloomington
The senior actuary pay in MN reflects variations based on specialization and employer type. Actuaries with expertise in life and annuity, enterprise risk management (ERM), and predictive analytics tend to earn premium salaries, highlighting the demand for data-driven decision-making in the industry. Compensation also differs significantly among employers; for instance, life insurance companies like Prudential and health insurers such as UnitedHealth provide competitive packages, but consulting firms like Mercer and Aon often offer higher pay scales for FSAs and FCAS holders. Advancement paths are also structured, typically progressing from actuarial analyst to managing actuary or chief actuary, with each passed exam boosting compensation significantly. Furthermore, the rigorous ASA-to-FSA exam progression remains a key factor in reaching higher salary brackets, alongside benefits that support study time and credential completion bonuses. These incentives contribute to the robust salary dynamics among experienced actuaries in Bloomington.
More salary data for Bloomington, MN:
Frequently Asked Questions
How much do experienced actuaries make in Bloomington in 2026?
What drives higher actuary pay in Bloomington?
What certifications boost actuary salary in Bloomington?
Can experienced actuaries make six figures in Bloomington?
How much does actuary salary increase over time in Bloomington?
Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $191,778 for actuaries in the Bloomington metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Bloomington is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov