Senior Actuary Salary in Randolph, MA: $224,238 (2026)
Quick Answer:The top tier of actuaries working in Randolph, MA — those at or above the 90th percentile — pull in $224,238/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Randolph's price premium (BEA RPP 108.5, 9% above national) and that top-decile pay carries the same buying power as $206,671 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Randolph, Massachusetts offers experienced actuaries a lucrative salary range, with top earners projected to make an annual wage of $224,238 by 2026. This **top actuary salary in Randolph** significantly exceeds the national benchmarks, where the national P90 stands at $134,160. The substantial difference in compensation illustrates the potential for seasoned professionals with over seven years of experience to enhance their earnings significantly—demonstrated by a median salary of $144,670. To reach such impressive heights, actuaries must not only possess extensive analytical skills but also cultivate specialty knowledge in high-demand areas like life and annuity or enterprise risk management, which propel them toward the upper echelon of salary figures in the region.
About the Randolph Market
Salary estimated from Massachusetts average ($142,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Randolph
Experienced actuarys at the top of the pay scale in Randolph earn between $185,178 and $224,238 per year (2026 est.). This $133,802 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Randolph median of $144,670 sits 7.83% above the US median.
Top ASA, FSA Salary Comparison
| Level | Randolph | National |
|---|---|---|
| Median (P50) | $144,670 | $134,160 |
| 75th Percentile | $185,178 | $176,111 |
| 90th Percentile (Top 10%) | $224,238 | $221,983 |
In Randolph, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Randolph
Advanced Certifications in Massachusetts
MA actuaries with additional specialty certifications within the actuarial science field earn significantly above the $144,670 median. Expanded-scope credentials are increasingly valued by Randolph employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Randolph command premium compensation, often reaching the $185,178–$224,238 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Randolph metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Randolph with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Massachusetts who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Randolph
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedRandolph ranks #14 of 57 Massachusetts cities for top earner actuary salary (90th percentile: $224,238).
Top 10% actuary compensation in Randolph ($224,238) is 2.63% above the Massachusetts average P90 ($218,498).
2019 BLS Actual
$195,567
2025 BLS Actual
$217,285
2026 Current Est.
$224,238
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Randolph (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $195,567 | Actual |
| 2020 | $198,001 | Actual |
| 2021 | $208,921 | Actual |
| 2022 | $201,325 | Actual |
| 2023 | $211,436 | Actual |
| 2024 | $237,342 | Actual |
| 2025 | $217,285 | Actual |
| 2026(current) | $224,238 | Estimated |
| 2027 | $231,414 | Projected |
Top-earning actuaries (90th percentile) in Randolph saw their compensation grow 11.1% from $195,567 in 2019 to $217,285 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $231,414 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Randolph metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Randolph
In Randolph, compensation varies notably across sectors, affecting the **senior actuary pay in MA**. For instance, actuaries specializing in predictive analytics or capital modeling might find lucrative positions within consulting firms like Mercer or Aon, where advanced credentials such as ASA and FSA lead to higher pay. Conversely, those in traditional insurance roles, such as at Prudential or MetLife, still enjoy solid compensation but may see a different growth path compared to consultants. The career trajectory often begins as an actuarial analyst and may progress to a managing actuary or chief actuary role, especially for those following the structured ASA-to-FSA exam progression, which can significantly increase salary potential. Beyond base salaries, senior actuaries in Randolph may also benefit from non-salary compensation such as signing bonuses upon achieving additional credentials or a structured study time benefit, further enhancing their overall earnings.
More salary data for Randolph, MA:
Frequently Asked Questions
How much do experienced actuaries make in Randolph in 2026?
What drives higher actuary pay in Randolph?
What certifications boost actuary salary in Randolph?
Can experienced actuaries make six figures in Randolph?
How much does actuary salary increase over time in Randolph?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $217,285 for actuaries in the Randolph metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Randolph is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov