Senior Actuary Salary in Quincy, MA: $223,842 (2026)
Quick Answer:The top tier of actuaries working in Quincy, MA — those at or above the 90th percentile — pull in $223,842/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Quincy's price premium (BEA RPP 108.5, 9% above national) and that top-decile pay carries the same buying power as $206,306 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Quincy, Massachusetts, the potential for senior actuaries to command top-tier salaries is significant, with the 2026 estimates revealing a compelling salary range for seasoned professionals. The projected 2026 median annual salary for experienced actuaries stands at $144,414, but the top earners—those in the 90th percentile—can expect to earn as much as $223,842 annually. This substantial difference highlights the experience premium in the field, demonstrating how seniority and expertise can drastically elevate earnings. To reach such high levels of compensation in Quincy, actuaries typically need extensive experience, often exceeding seven years, along with advanced credentials such as Fellow of the Society of Actuaries (FSA) or Fellow of the Casualty Actuarial Society (FCAS). The distinctive salary structure in Quincy is not only competitive compared to the national median of $134,160, but it also emphasizes the importance of specialized knowledge and skill development in achieving outstanding financial rewards.
About the Quincy Market
Salary estimated from Massachusetts average ($142,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Quincy
Experienced actuarys at the top of the pay scale in Quincy earn between $184,850 and $223,842 per year (2026 est.). This $136,107 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Quincy median of $144,414 sits 7.64% above the US median.
Top ASA, FSA Salary Comparison
| Level | Quincy | National |
|---|---|---|
| Median (P50) | $144,414 | $134,160 |
| 75th Percentile | $184,850 | $176,111 |
| 90th Percentile (Top 10%) | $223,842 | $221,983 |
In Quincy, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Quincy
Advanced Certifications in Massachusetts
MA actuaries with additional specialty certifications within the actuarial science field earn significantly above the $144,414 median. Expanded-scope credentials are increasingly valued by Quincy employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Quincy command premium compensation, often reaching the $184,850–$223,842 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Quincy metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Quincy with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Massachusetts who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Quincy
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedQuincy ranks #15 of 57 Massachusetts cities for top earner actuary salary (90th percentile: $223,842).
Top 10% actuary compensation in Quincy ($223,842) is 2.45% above the Massachusetts average P90 ($218,498).
2019 BLS Actual
$195,221
2025 BLS Actual
$216,901
2026 Current Est.
$223,842
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Quincy (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $195,221 | Actual |
| 2020 | $197,651 | Actual |
| 2021 | $208,552 | Actual |
| 2022 | $200,969 | Actual |
| 2023 | $211,063 | Actual |
| 2024 | $236,922 | Actual |
| 2025 | $216,901 | Actual |
| 2026(current) | $223,842 | Estimated |
| 2027 | $231,005 | Projected |
Top-earning actuaries (90th percentile) in Quincy saw their compensation grow 11.1% from $195,221 in 2019 to $216,901 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $231,005 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Quincy metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Quincy
Compensation strategies among senior actuaries in Quincy reflect various market demands and employer types, resulting in differentiated pay scales based on specialization. Fields such as life and annuity, health, and property & casualty (P&C) sectors tend to offer lucrative opportunities, especially as actuaries with predictive analytics and data science expertise are increasingly sought after. For example, actuaries employed by top life insurance companies like Prudential or MetLife may see varying salary structures compared to those in reinsurance firms such as Munich Re or consulting giants like Mercer and Aon. Career advancement paths are well-defined, often starting from actuarial analyst roles progressing to Associates (ASA) and then Fellows (FSA or FCAS). This trajectory—coupled with the demanding exam progression—means that passing professional examinations acts as a significant compensation driver, contributing to salary increases of $3,000 to $8,000 with each successful completion. Notably, advanced credentials—including ASA and FSA—are considerable assets in negotiating higher salaries, particularly in Quincy, where demand for specialized roles is vibrant and growing.
More salary data for Quincy, MA:
Frequently Asked Questions
How much do experienced actuaries make in Quincy in 2026?
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Can experienced actuaries make six figures in Quincy?
How much does actuary salary increase over time in Quincy?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $216,901 for actuaries in the Quincy metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Quincy is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov