Senior Actuary Salary in Plymouth, MA: $227,164 (2026)
Quick Answer:The top tier of actuaries working in Plymouth, MA — those at or above the 90th percentile — pull in $227,164/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Plymouth's price premium (BEA RPP 108.5, 9% above national) and that top-decile pay carries the same buying power as $209,368 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Plymouth, Massachusetts, the senior actuary pay highlights a lucrative opportunity for experienced professionals, with top earners reaching impressive figures. Projecting into 2026, the highest salary in this region may reach $227,164, positioning Plymouth's P90 prominently above many other markets. This is complemented by a P75 salary of $187,594, demonstrating a significant experience premium when compared to the median of $146,557. The trajectory to attain these top-tier pay levels involves not only advanced credentials such as Fellowship of the Society of Actuaries (FSA) or the Canadian Institute of Actuaries (FCAS) but also strategic career moves, particularly in specialized fields such as predictive analytics and capital modeling. Mastery in these areas allows senior actuaries to navigate complex challenges in their organizations, thereby enhancing their earning potential.
About the Plymouth Market
Salary estimated from Massachusetts average ($142,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Plymouth
Experienced actuarys at the top of the pay scale in Plymouth earn between $187,594 and $227,164 per year (2026 est.). This $139,928 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Plymouth median of $146,557 sits 9.24% above the US median.
Top ASA, FSA Salary Comparison
| Level | Plymouth | National |
|---|---|---|
| Median (P50) | $146,557 | $134,160 |
| 75th Percentile | $187,594 | $176,111 |
| 90th Percentile (Top 10%) | $227,164 | $221,983 |
In Plymouth, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Plymouth
Advanced Certifications in Massachusetts
MA actuaries with additional specialty certifications within the actuarial science field earn significantly above the $146,557 median. Expanded-scope credentials are increasingly valued by Plymouth employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Plymouth command premium compensation, often reaching the $187,594–$227,164 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Plymouth metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Plymouth with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Massachusetts who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Plymouth
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedPlymouth ranks #6 of 57 Massachusetts cities for top earner actuary salary (90th percentile: $227,164).
Top 10% actuary compensation in Plymouth ($227,164) is 3.97% above the Massachusetts average P90 ($218,498).
2019 BLS Actual
$198,118
2025 BLS Actual
$220,120
2026 Current Est.
$227,164
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Plymouth (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $198,118 | Actual |
| 2020 | $200,584 | Actual |
| 2021 | $211,647 | Actual |
| 2022 | $203,951 | Actual |
| 2023 | $214,195 | Actual |
| 2024 | $240,439 | Actual |
| 2025 | $220,120 | Actual |
| 2026(current) | $227,164 | Estimated |
| 2027 | $234,433 | Projected |
Top-earning actuaries (90th percentile) in Plymouth saw their compensation grow 11.1% from $198,118 in 2019 to $220,120 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $234,433 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Plymouth metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Plymouth
Compensation strategies for experienced actuaries in Plymouth vary by industry, reflecting the diversity within the field. Life insurance companies like Prudential and MetLife, along with health insurers such as UnitedHealth and Cigna, offer distinct pay scales influenced by the specialty expertise of actuaries. For instance, those concentrating on life and annuity work may enjoy premium compensation relative to their peers in property and casualty sectors. Advancement in this career typically begins with an actuarial analyst role, progressing through the ASA designation toward FSAs and managerial positions, which significantly enhances earning potential. Achieving these advanced credentials requires navigating a rigorous exam progression pathway in which each passed exam can lead to a notable salary increase. Additionally, firms often provide compelling non-salary benefits, including robust study time allowances and signing bonuses for credential completion, further incentivizing professionals to pursue additional qualifications and address the dynamic demands of the industry.
More salary data for Plymouth, MA:
Frequently Asked Questions
How much do experienced actuaries make in Plymouth in 2026?
What drives higher actuary pay in Plymouth?
What certifications boost actuary salary in Plymouth?
Can experienced actuaries make six figures in Plymouth?
How much does actuary salary increase over time in Plymouth?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $220,120 for actuaries in the Plymouth metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Plymouth is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov