Senior Actuary Salary in Pittsfield, MA: $222,542 (2026)
Quick Answer:The top tier of actuaries working in Pittsfield, MA — those at or above the 90th percentile — pull in $222,542/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Pittsfield's price premium (BEA RPP 108.5, 9% above national) and that top-decile pay carries the same buying power as $205,108 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Pittsfield, Massachusetts, top-tier actuaries stand to earn exceptionally well, with a 2026 median annual salary projected at $143,575. For those who reach the upper echelons of the pay scale, the possibilities expand dramatically; specifically, the 90th percentile salary sits at $222,542, significantly outpacing the national top earners in this field. The difference between the median and top earners highlights the experience premium in the market. Achieving such levels of compensation often requires at least seven years in the profession, advanced credentials like the Fellowship (FSA/FCAS), and expertise in specialized actuarial domains. Senior actuaries in Pittsfield must master both technical skills and strategic insight to justify their placement in the highest salary brackets.
About the Pittsfield Market
Salary estimated from Massachusetts average ($142,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Pittsfield
Experienced actuarys at the top of the pay scale in Pittsfield earn between $183,103 and $222,542 per year (2026 est.). This $134,476 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Pittsfield median of $143,575 sits 7.02% above the US median.
Top ASA, FSA Salary Comparison
| Level | Pittsfield | National |
|---|---|---|
| Median (P50) | $143,575 | $134,160 |
| 75th Percentile | $183,103 | $176,111 |
| 90th Percentile (Top 10%) | $222,542 | $221,983 |
In Pittsfield, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Pittsfield
Advanced Certifications in Massachusetts
MA actuaries with additional specialty certifications within the actuarial science field earn significantly above the $143,575 median. Expanded-scope credentials are increasingly valued by Pittsfield employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Pittsfield command premium compensation, often reaching the $183,103–$222,542 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Pittsfield metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Pittsfield with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Massachusetts who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Pittsfield
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedPittsfield ranks #22 of 57 Massachusetts cities for top earner actuary salary (90th percentile: $222,542).
Top 10% actuary compensation in Pittsfield ($222,542) is 1.85% above the Massachusetts average P90 ($218,498).
2019 BLS Actual
$194,087
2025 BLS Actual
$215,641
2026 Current Est.
$222,542
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Pittsfield (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $194,087 | Actual |
| 2020 | $196,503 | Actual |
| 2021 | $207,340 | Actual |
| 2022 | $199,801 | Actual |
| 2023 | $209,836 | Actual |
| 2024 | $235,546 | Actual |
| 2025 | $215,641 | Actual |
| 2026(current) | $222,542 | Estimated |
| 2027 | $229,663 | Projected |
Top-earning actuaries (90th percentile) in Pittsfield saw their compensation grow 11.1% from $194,087 in 2019 to $215,641 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $229,663 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Pittsfield metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Pittsfield
Compensation for experienced actuaries in Pittsfield varies significantly based on specialization and employer type. High-demand areas such as predictive analytics, capital modeling, and enterprise risk management command premium pay levels, particularly within consulting firms. Serving clients from the life insurance sector, such as Prudential and Northwestern Mutual, or from major health insurers like UnitedHealth and Cigna, typically yields higher compensation than roles in more traditional property and casualty firms. Additionally, as actuaries progress through their careers—from actuarial analyst to leading roles such as chief actuary or consulting practice principal—they can expect steep salary increases tied to their achievement of credentials like ASA and FSA. Non-salary benefits, including study time and signing bonuses, further incentivize actuaries to pursue advanced qualifications. Such factors collectively contribute to a dynamic earning potential for senior actuaries in the challenging yet rewarding market of Pittsfield, MA.
More salary data for Pittsfield, MA:
Frequently Asked Questions
How much do experienced actuaries make in Pittsfield in 2026?
What drives higher actuary pay in Pittsfield?
What certifications boost actuary salary in Pittsfield?
Can experienced actuaries make six figures in Pittsfield?
How much does actuary salary increase over time in Pittsfield?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $215,641 for actuaries in the Pittsfield metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Pittsfield is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov