Senior Actuary Salary in Dundalk, MD: $219,532 (2026)
Quick Answer:The top tier of actuaries working in Dundalk, MD — those at or above the 90th percentile — pull in $219,532/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Dundalk's price premium (BEA RPP 109.3, 9% above national) and that top-decile pay carries the same buying power as $200,853 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Actuaries in Dundalk, Maryland, are positioned to capitalize on lucrative senior-level salaries in 2026, with top earners in this market finding themselves in a striking salary range. The potential for a high salary is demonstrated by the 90th percentile earners, who can command up to $219,532 annually, while those at the 75th percentile can expect around $181,291. This creates a substantial experience premium when compared to the median salary of $141,634, highlighting the significant earnings gap within the profession. To reach such levels of compensation, actuaries typically need not only extensive industry experience but also advanced credentials, deep specialization, and strong performance in actuarial exams, often progressing from ASA to FSA or FCAS over several years to achieve top-tier pay.
About the Dundalk Market
Salary estimated from Maryland average ($130,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Dundalk
Experienced actuarys at the top of the pay scale in Dundalk earn between $181,291 and $219,532 per year (2026 est.). This $133,269 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Dundalk median of $141,634 sits 5.57% above the US median.
Top ASA, FSA Salary Comparison
| Level | Dundalk | National |
|---|---|---|
| Median (P50) | $141,634 | $134,160 |
| 75th Percentile | $181,291 | $176,111 |
| 90th Percentile (Top 10%) | $219,532 | $221,983 |
In Dundalk, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Dundalk
Advanced Certifications in Maryland
MD actuaries with additional specialty certifications within the actuarial science field earn significantly above the $141,634 median. Expanded-scope credentials are increasingly valued by Dundalk employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Dundalk command premium compensation, often reaching the $181,291–$219,532 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Dundalk metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Dundalk with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Maryland who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Dundalk
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedDundalk ranks #19 of 27 Maryland cities for top earner actuary salary (90th percentile: $219,532).
Top 10% actuary compensation in Dundalk ($219,532) is 7.04% above the Maryland average P90 ($205,093).
2019 BLS Actual
$191,462
2025 BLS Actual
$212,725
2026 Current Est.
$219,532
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Dundalk (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $191,462 | Actual |
| 2020 | $193,846 | Actual |
| 2021 | $204,536 | Actual |
| 2022 | $197,099 | Actual |
| 2023 | $206,999 | Actual |
| 2024 | $212,725 | Actual |
| 2025 | $212,725 | Actual |
| 2026(current) | $219,532 | Estimated |
| 2027 | $226,557 | Projected |
Top-earning actuaries (90th percentile) in Dundalk saw their compensation grow 11.1% from $191,462 in 2019 to $212,725 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $226,557 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Dundalk metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Dundalk
Dundalk's actuarial landscape is enriched by a variety of specializations that command premium salaries, with areas such as life and annuity, health, and enterprise risk management standing out. The compensation structure varies across different employer types, with life insurance firms like Prudential and MetLife typically offering competitive pay, while consulting firms such as Mercer and Aon pay a premium for senior actuaries with advanced qualifications. Pursuing specialties in predictive analytics or capital modeling can also enhance earning potential. Career paths in this field showcase the journey from entry-level analytical roles to chief actuary positions, with substantial growth opportunities tied to examination progressions and advanced certifications. Credentials such as ASA and FSA not only elevate an actuary's marketability but also serve as key indicators for higher salaries, with additional factors like study time benefits and signing bonuses adding further value in this competitive environment.
More salary data for Dundalk, MD:
Frequently Asked Questions
How much do experienced actuaries make in Dundalk in 2026?
What drives higher actuary pay in Dundalk?
What certifications boost actuary salary in Dundalk?
Can experienced actuaries make six figures in Dundalk?
How much does actuary salary increase over time in Dundalk?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $212,725 for actuaries in the Dundalk metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Dundalk is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov