Actuary Pay

Senior Actuary Salary in Twin Falls, ID: $161,318 (2026)

Quick Answer:The top tier of actuaries working in Twin Falls, ID — those at or above the 90th percentile — pull in $161,318/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Twin Falls's price premium (BEA RPP 95.3, 5% below national) and that top-decile pay carries the same buying power as $169,274 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$161,318
Top 10% Earn
$77.55/hr
Top Hourly Rate
$133,218
75th Percentile
$161,318
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Twin Falls, ID — 2026 est., based on 2025 BLS
Twin Falls, ID actuary senior salary overview (2026 est., based on 2025 BLS)

In Twin Falls, Idaho, senior actuaries can expect a significant financial reward for their expertise and experience, with the top earners reaching up to $161,318 in 2026. This reflects a robust growth potential in the field, especially when juxtaposed with the projected median annual salary of $104,076 for seasoned professionals. The compensation landscape in Twin Falls reveals a substantial experience premium, with the difference between the median and the 90th percentile illustrating the potential for financial advancement. Achieving such a salary level requires not only extensive experience but also specialized skills and proven achievements in high-demand areas within the actuarial profession.

About the Twin Falls Market

Salary estimated from Idaho average ($105,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Twin Falls

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Twin Falls. The median salary is $104,076, compared to the national median of $134,160.$54.3K$83.1K$111.9K$140.6K$169.4K$60.4K10th Pctl$75.4K25th Pctl$104.1KMedian$133.2K75th Pctl$161.3K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Twin Falls earn between $133,218 and $161,318 per year (2026 est.). This $100,954 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Twin Falls median of $104,076 sits 22.42% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Twin Falls metro area.

Top ASA, FSA Salary Comparison

LevelTwin FallsNational
Median (P50)$104,076$134,160
75th Percentile$133,218$176,111
90th Percentile (Top 10%)$161,318$221,983

In Twin Falls, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Twin Falls

1

Advanced Certifications in Idaho

ID actuaries with additional specialty certifications within the actuarial science field earn significantly above the $104,076 median. Expanded-scope credentials are increasingly valued by Twin Falls employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Twin Falls command premium compensation, often reaching the $133,218–$161,318 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Twin Falls metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Twin Falls with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Idaho who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Twin Falls

Clinical Actuary

0-5 years
$60,364 – $104,076

Senior/Lead Actuary

5-10 years
$104,076 – $133,218

Actuary Department Manager

10+ years
$133,218+

Educator / Specialty Leadership

Advanced
Varies by role

Twin Falls ranks #8 of 15 Idaho cities for top earner actuary salary (90th percentile: $161,318).

Top 10% actuary compensation in Twin Falls ($161,318) is 1.06% below the Idaho average P90 ($163,046).

2019 BLS Actual

$140,692

2025 BLS Actual

$156,316

2026 Current Est.

$161,318

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Twin Falls (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Twin Falls. Baseline $140,692 in 2025, projected to $166,480 by 2027.$135.5K$144.6K$153.6K$162.6K$171.6K2019202020212022202320242025202620272025 BLS$140.7K$142.4K$150.3K$144.8K$152.1K$154.6K$156.3K$161.3K$166.5K
YearAnnual SalaryStatus
2019$140,692Actual
2020$142,443Actual
2021$150,299Actual
2022$144,834Actual
2023$152,108Actual
2024$154,563Actual
2025$156,316Actual
2026(current)$161,318Estimated
2027$166,480Projected

Top-earning actuaries (90th percentile) in Twin Falls saw their compensation grow 11.1% from $140,692 in 2019 to $156,316 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $166,480 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Twin Falls metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Twin Falls

To effectively navigate the higher tiers of senior actuary pay in ID, professionals often target specific specializations that command premium salaries. Fields such as life and annuity, health insurance, and enterprise risk management can be particularly lucrative. Compensation varies by employer type as well, with life insurance companies and health insurers generally offering competitive compensation packages, while consulting firms provide additional bonuses for advanced credentials like FSA. The journey from actuarial analyst to leadership roles often involves significant dedication, as crossing from an ASA to an FSA typically requires multiple exams spread over several years, with each passing exam potentially increasing base pay by $3,000 to $8,000. Moreover, gaining advanced credentials and skills in predictive analytics or capital modeling may enhance job security and earning potential, shaping a fruitful career path in Twin Falls.

Frequently Asked Questions

How much do experienced actuaries make in Twin Falls in 2026?

Top-earning actuaries in Twin Falls (90th percentile) make $161,318/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $57,242 more than the area median of $104,076 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Twin Falls?

Higher actuary pay in Twin Falls is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Twin Falls?

The most impactful salary-boosting certifications for actuaries in Twin Falls include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $104,076, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Twin Falls?

Yes — the 90th percentile salary in Twin Falls is $161,318, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Twin Falls?

In Twin Falls, the gap between entry level ($60,364) and top earners ($161,318) is $100,954, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

Related Pages

Nearby Cities in Idaho

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $156,316 for actuaries in the Twin Falls metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Twin Falls is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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