Actuary Pay

Senior Actuary Salary in Fairfield, CT: $220,631 (2026)

Quick Answer:The top tier of actuaries working in Fairfield, CT — those at or above the 90th percentile — pull in $220,631/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Fairfield's price premium (BEA RPP 107.9, 8% above national) and that top-decile pay carries the same buying power as $204,477 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$220,631
Top 10% Earn
$106.07/hr
Top Hourly Rate
$182,199
75th Percentile
$220,631
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Fairfield, CT — 2026 est., based on 2025 BLS
Fairfield, CT actuary senior salary overview (2026 est., based on 2025 BLS)

In 2026, the compensation for seasoned actuaries in Fairfield, Connecticut, reveals a compelling picture, especially at the upper end of the salary spectrum. Those with substantial experience and expertise can expect salaries reaching as high as $220,631, positioning them significantly above the national benchmark for actuaries, which stands at $134,160 for the same year. The median annual salary of $142,343 for experienced professionals reflects a healthy experience premium; however, the leap to top-tier pay highlights the value of specialized skills and strategic career choices. To secure such lucrative positions, actuaries often focus on niches in life and annuity, health, or enterprise risk management, enhancing their marketability through advanced credentials such as FSA or FCAS.

About the Fairfield Market

Salary estimated from Connecticut average ($145,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Fairfield

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Fairfield. The median salary is $142,343, compared to the national median of $134,160.$81.5K$119.0K$156.6K$194.1K$231.7K$90.6K10th Pctl$109.4K25th Pctl$142.3KMedian$182.2K75th Pctl$220.6K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Fairfield earn between $182,199 and $220,631 per year (2026 est.). This $130,074 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Fairfield median of $142,343 sits 6.1% above the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Fairfield metro area.

Top ASA, FSA Salary Comparison

LevelFairfieldNational
Median (P50)$142,343$134,160
75th Percentile$182,199$176,111
90th Percentile (Top 10%)$220,631$221,983

In Fairfield, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Fairfield

1

Advanced Certifications in Connecticut

CT actuaries with additional specialty certifications within the actuarial science field earn significantly above the $142,343 median. Expanded-scope credentials are increasingly valued by Fairfield employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Fairfield command premium compensation, often reaching the $182,199–$220,631 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Fairfield metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Fairfield with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Connecticut who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Fairfield

Clinical Actuary

0-5 years
$90,557 – $142,343

Senior/Lead Actuary

5-10 years
$142,343 – $182,199

Actuary Department Manager

10+ years
$182,199+

Educator / Specialty Leadership

Advanced
Varies by role

Fairfield ranks #15 of 29 Connecticut cities for top earner actuary salary (90th percentile: $220,631).

Top 10% actuary compensation in Fairfield ($220,631) is 5.27% below the Connecticut average P90 ($232,916).

2019 BLS Actual

$192,421

2025 BLS Actual

$213,790

2026 Current Est.

$220,631

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Fairfield (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Fairfield. Baseline $192,421 in 2025, projected to $227,691 by 2027.$183.2K$199.3K$215.4K$231.6K$247.7K2019202020212022202320242025202620272025 BLS$192.4K$194.8K$205.6K$198.1K$208.0K$238.5K$213.8K$220.6K$227.7K
YearAnnual SalaryStatus
2019$192,421Actual
2020$194,816Actual
2021$205,560Actual
2022$198,086Actual
2023$208,035Actual
2024$238,457Actual
2025$213,790Actual
2026(current)$220,631Estimated
2027$227,691Projected

Top-earning actuaries (90th percentile) in Fairfield saw their compensation grow 11.1% from $192,421 in 2019 to $213,790 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $227,691 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Fairfield metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Fairfield

Navigating the senior actuary pay landscape in CT also depends on the type of employer, with distinct variations seen across industries. Salaries at life insurance companies, such as Prudential or MetLife, alongside health insurers like Cigna and UnitedHealth, tend to differ significantly from their property and casualty counterparts like State Farm. Notably, consulting firms, including Mercer and Aon, frequently offer competitive compensation, particularly for those holding advanced actuarial designations. Furthermore, a clear path exists for career advancement, typically progressing from actuarial analyst to ASA, and then further toward FSA or FCAS designations, boosting earning potential with each new accomplishment. Strategic specialization and effective use of exam progression, coupled with relevant technology skills in predictive analytics, can enhance senior actuary salary prospects in Fairfield and beyond.

Frequently Asked Questions

How much do experienced actuaries make in Fairfield in 2026?

Top-earning actuaries in Fairfield (90th percentile) make $220,631/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $78,288 more than the area median of $142,343 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Fairfield?

Higher actuary pay in Fairfield is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Fairfield?

The most impactful salary-boosting certifications for actuaries in Fairfield include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $142,343, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Fairfield?

Yes — the 90th percentile salary in Fairfield is $220,631, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Fairfield?

In Fairfield, the gap between entry level ($90,557) and top earners ($220,631) is $130,074, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $213,790 for actuaries in the Fairfield metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Fairfield is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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