Senior Actuary Salary in Louisville, CO: $203,397 (2026)
Quick Answer:The top tier of actuaries working in Louisville, CO — those at or above the 90th percentile — pull in $203,397/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Louisville's price premium (BEA RPP 105.0, 5% above national) and that top-decile pay carries the same buying power as $193,711 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In 2026, experienced actuaries in Louisville, CO, can anticipate a median annual salary of $131,224, reflecting a significant experience premium when compared to top earners—those at the 90th percentile achieve an impressive $203,397. This substantial gap illustrates the rewards tied to experience and specialized skill sets within the profession. The city's top actuary salary is competitive, although slightly below the national average of $134,160. For actuaries seeking to elevate their earnings, achieving these high salary levels often requires not just advanced technical skills but also a commitment to continual professional development, such as attaining Fellowship status or taking on complex project roles that drive organizational value.
About the Louisville Market
Salary estimated from Colorado average ($125,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Louisville
Experienced actuarys at the top of the pay scale in Louisville earn between $167,966 and $203,397 per year (2026 est.). This $119,159 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Louisville median of $131,224 sits 2.19% below the US median.
Top ASA, FSA Salary Comparison
| Level | Louisville | National |
|---|---|---|
| Median (P50) | $131,224 | $134,160 |
| 75th Percentile | $167,966 | $176,111 |
| 90th Percentile (Top 10%) | $203,397 | $221,983 |
In Louisville, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Louisville
Advanced Certifications in Colorado
CO actuaries with additional specialty certifications within the actuarial science field earn significantly above the $131,224 median. Expanded-scope credentials are increasingly valued by Louisville employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Louisville command premium compensation, often reaching the $167,966–$203,397 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Louisville metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Louisville with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Colorado who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Louisville
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedLouisville ranks #26 of 32 Colorado cities for top earner actuary salary (90th percentile: $203,397).
Top 10% actuary compensation in Louisville ($203,397) is 1.55% above the Colorado average P90 ($200,291).
2019 BLS Actual
$177,390
2025 BLS Actual
$197,090
2026 Current Est.
$203,397
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Louisville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $177,390 | Actual |
| 2020 | $179,598 | Actual |
| 2021 | $189,503 | Actual |
| 2022 | $182,613 | Actual |
| 2023 | $191,785 | Actual |
| 2024 | $189,344 | Actual |
| 2025 | $197,090 | Actual |
| 2026(current) | $203,397 | Estimated |
| 2027 | $209,906 | Projected |
Top-earning actuaries (90th percentile) in Louisville saw their compensation grow 11.1% from $177,390 in 2019 to $197,090 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $209,906 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Louisville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Louisville
Across various sectors in Louisville, certain specializations command higher compensation, with life and annuity, health, property and casualty (P&C), and enterprise risk management being among the most lucrative. Senior actuary pay in CO reflects these disparities; roles in consulting firms like Mercer or Aon generally offer premium salaries compared to traditional insurers, reflecting the growing demand for expertise in predictive analytics and data science. To ascend in this profession, actuaries often follow a clear progression: starting as actuarial analysts, moving through ASA to FSA or FCAS, and ultimately reaching leadership positions such as managing actuary or chief actuary. The path is rigorous and can be financially rewarding, particularly as each passed exam opens doors to salary increases, making advanced credentials vital for those aiming for the upper echelons of the market.
More salary data for Louisville, CO:
Frequently Asked Questions
How much do experienced actuaries make in Louisville in 2026?
What drives higher actuary pay in Louisville?
What certifications boost actuary salary in Louisville?
Can experienced actuaries make six figures in Louisville?
How much does actuary salary increase over time in Louisville?
Related Pages
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Nearby Cities in Colorado
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $197,090 for actuaries in the Louisville metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Louisville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov