Senior Actuary Salary in Hot Springs, AR: $153,114 (2026)
Quick Answer:The top tier of actuaries working in Hot Springs, AR — those at or above the 90th percentile — pull in $153,114/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Hot Springs's price premium (BEA RPP 86.9, 13% below national) and that top-decile pay carries the same buying power as $176,196 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In 2026, experienced actuaries in Hot Springs, Arkansas, can anticipate a median annual salary of $98,783, which reflects the growing demand for professionals in this field. For those at the top of their game, the potential salary could reach up to $153,114, a stark contrast to the median, highlighting the significant experience premium available to seasoned professionals. As one navigates the path toward these top-tier pay brackets, it becomes clear that mastery in specialized areas such as predictive analytics or enterprise risk management can greatly influence earning capabilities. Achieving senior status typically requires extensive experience—at least seven years of rigorous work, exam progression, and often advanced credentials like FSA or FCAS, which can substantially elevate earning potential compared to peers in the region.
About the Hot Springs Market
Salary estimated from Arkansas average ($102,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Hot Springs
Experienced actuarys at the top of the pay scale in Hot Springs earn between $126,443 and $153,114 per year (2026 est.). This $94,218 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Hot Springs median of $98,783 sits 26.37% below the US median.
Top ASA, FSA Salary Comparison
| Level | Hot Springs | National |
|---|---|---|
| Median (P50) | $98,783 | $134,160 |
| 75th Percentile | $126,443 | $176,111 |
| 90th Percentile (Top 10%) | $153,114 | $221,983 |
In Hot Springs, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Hot Springs
Advanced Certifications in Arkansas
AR actuaries with additional specialty certifications within the actuarial science field earn significantly above the $98,783 median. Expanded-scope credentials are increasingly valued by Hot Springs employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Hot Springs command premium compensation, often reaching the $126,443–$153,114 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Hot Springs metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Hot Springs with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Arkansas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Hot Springs
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedHot Springs ranks #10 of 21 Arkansas cities for top earner actuary salary (90th percentile: $153,114).
Top 10% actuary compensation in Hot Springs ($153,114) is 2.01% below the Arkansas average P90 ($156,249).
2019 BLS Actual
$133,536
2025 BLS Actual
$148,366
2026 Current Est.
$153,114
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Hot Springs (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $133,536 | Actual |
| 2020 | $135,199 | Actual |
| 2021 | $142,655 | Actual |
| 2022 | $137,468 | Actual |
| 2023 | $144,372 | Actual |
| 2024 | $134,467 | Actual |
| 2025 | $148,366 | Actual |
| 2026(current) | $153,114 | Estimated |
| 2027 | $158,013 | Projected |
Top-earning actuaries (90th percentile) in Hot Springs saw their compensation grow 11.1% from $133,536 in 2019 to $148,366 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $158,013 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Hot Springs metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Hot Springs
Compensation trends indicate notable variations across employer types in Hot Springs for senior actuaries. Life and annuity specialists, particularly those working with leading firms like Prudential or MetLife, often find themselves at the higher end of the pay scale, reflecting the intricate nature of the products involved. Similarly, actuaries in the property and casualty sector, affiliated with companies like State Farm or Progressive, typically enjoy competitive salaries, particularly if they specialize in areas such as capital modeling. Consulting firms, including names like Mercer and Aon, tend to offer lucrative packages for those holding advanced qualifications due to the higher-value services they provide. Additionally, leadership positions within an organization, such as managing actuary or chief actuary, often provide enhanced remuneration. Continuous professional development is paramount, with salary increments correlated to passing exams and obtaining designations, which encourage ongoing dedication to the craft while also boosting individual marketability.
More salary data for Hot Springs, AR:
Frequently Asked Questions
How much do experienced actuaries make in Hot Springs in 2026?
What drives higher actuary pay in Hot Springs?
What certifications boost actuary salary in Hot Springs?
Can experienced actuaries make six figures in Hot Springs?
How much does actuary salary increase over time in Hot Springs?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $148,366 for actuaries in the Hot Springs metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Hot Springs is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov